5
out of 5
POSTED: | BY: Kelly Sims
Easy process to file claims
Easy process to file claims. When I had questions they answered them and we're friendly
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4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Steven Lloyd
ASPCA Pet Insurance has been a Godsend…
ASPCA Pet Insurance has been a Godsend for my family. We have three rescues and one suffers from Mega esophagus and her vet bills have been costly. ASPCA PET Insurance has been right there twith quick processing and quick payment.
I strongly recommend this Pet Insurance to everyone who opwns a pet.
5
out of 5
POSTED: | BY: Betsy Woodruff
Great Experience with a claim for an injured knee and surgery.
Forms were easy to fill out.
Information needed was easy to find.
Called once on status and Insurance company was waiting on information they needed for the Vet. It was nice that they could till me why claim was still pending.
Payment was directly deposited into account.
1
out of 5
POSTED: | BY: Mary Beth Francis
If I can give this company a zero star…
If I can give this company a zero star I would. Oliver my Newfoundland has had insurance for 12 years. We have never used the insurance. He now has arthritis and the medication is over 100.00 a month. I just put in a claim and they told me that he had his issue before the policy!!!!! He was a puppy when we got the insurance. What a waste of money. I had called earlier in the year to ask about coverage and they did tell me that they would cover for a year. I decided to wait since his medication was around 30.00 a month. Now that I need the help they will not cover. Very disappointing.
5
out of 5
POSTED: | BY: John anderson
Crazy easy
I purchased my policy shortly after I brought kitty home and he had a run in with another animal. While waiting for his treatment to be completed I picked up a brochure for ASPCA insurance. I searched the internet for other companies and after studying several policies went with ASPCA and couldn't be happier kitty needed another trip to the ER and after we got home I went to the website and in three minutes I was done and in two days everything was approved and reimbursement was on the way. Three days later kitty relapsed and I took him to his regular vet who diagnosed him properly. I waited two days before completing the paperwork again all online couple of questions and a picture of the bill and about three days to process and again approved and a check is on the way. I can't say enough good things about ASPCA and the way they handled everything I would recommend them to everyone.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.