5
out of 5
POSTED: | BY: Anja
Fast, easy and reasonable
The process is fast and easy and the payouts are reasonable
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rachel Fenasci
ASPCA Pet Insurance is great
ASPCA makes it easy to upload and file claims on line. The response time is fast. So happy we got this insurance. It's really helpful for sensitive pets like our Great Dane.
5
out of 5
POSTED: | BY: Charles
Very streamlined claim procedure.
As I stated above, claim procedure was very streamlined, and the policy booklet explained everything in plain English.
5
out of 5
POSTED: | BY: Bob Bokavich
Claims are processed and settled on a…
Claims are processed and settled on a timely basis.
We cannot ask for a better policy coverage!
5
out of 5
POSTED: | BY: Leslie
Best decision to get pet insurance coverage through ASPCA Pet Health.
Never thought we would need to use the pet insurance coverage but our Golden Retriever ruptured his CCL playing catch and we have been so pleased that we made the decision to purchase the insurance through ASPCA Pet Health. The claim process has been straightforward and the convenience of submitting the documentation online much appreciated.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.