5
out of 5
POSTED: | BY: Brett
I recommend ASPCA
I recommend ASPCA since they always take care of my claims promptly without any questions asked.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kathryn
Service
My dog Cole recently passed. I was insured for almost 10 years with this company. I can't remember the last time I received such care. Everyone was always kind, caring and concerned and at the end, very sympathetic for my loss. I wish I could thank each person I've dealt with over the years personally. I would highly recommend this company to anyone who loves their pet and wants the best care. Thank you for all you have done for Cole and I.
5
out of 5
POSTED: | BY: Summer
Absolutely fabulous pet insurance
This pet insurance company is fabulous! They pay fast, they call to see how your pet is doing, very easy process for filing claims and customer service is outstanding. Will always use them for our dog insurance.
5
out of 5
POSTED: | BY: Janice
They have had my back with high Vet bills so many times, with n questions asked!
10
5
out of 5
POSTED: | BY: Patty
Submitting claims was easy
Submitting claims was easy. However, I was unable to use the app. I scanned and emailed the info. I received a reimbursement check quickly. I am very happy with ASPCA pet insurance.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.