5
out of 5
POSTED: | BY: David
Exactly as advertised!
Finally an insurance company with the customer’s best interest represented.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dr.
Pet Insurance Review
We made the decision more than a year ago to buy insurance for our aging Doberman. Given that he is a pure-bred we were concerned about breeding issues and hereditary conditions. We decided to go with ASPCA, not only because we have donated money and supplies to ASPCA over the years, but also because they covered hereditary conditions. Now that our baby is starting to show signs of aging, we are taking him to his veterinarian more often. Without this insurance plan, we would not have been able to cover some of the cost, especially with diagnostic testing and medications, which can be quite expensive. I am grateful to the insurance plan for covering 90% of the cost of our baby's care.
5
out of 5
POSTED: | BY: Ann
Very happy with our insurance
We have had ASPCA insurance on our dogs for years, and we are very happy with the coverage, reimbursement time, and how kind their employees are. They even call sometimes to ask how they are doing after major surgery.
5
out of 5
POSTED: | BY: Nicole Alvarez
AMAZING Pet Heal Insurance
AMAZING Pet Heal Insurance
They are amazing!! They will explain the policy to you & they pay their claims in a timely manner.
5
out of 5
POSTED: | BY: Joanne
everyone I have ever talked to is most helpful and want the best for your animal
I have been with this pet insurance for a long time
It is easy to get claims in and easy to get payment in my hands
You have been a big help to me and my pups
Vet bills are expensive and I want the best for my dogs so pet insurance from ASPCA helps me get the best care without going broke
Thank you
Joanne Dean
owners of Peggy-Sue,Lily-Mango and Dixie
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.