5
out of 5
POSTED: | BY: Butterfly_Spirit22
Great turn around
Quick with return of money.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Vicky Sweat
Love it,
Would like to see a quicker processing of claims.
5
out of 5
POSTED: | BY: Rosanne Colella
I don’t know how my pet and I would of…
I don’t know how my pet and I would of survived without ASPCA insurance. Thank You for being their for us. Be smart and protect your animals and have them live a healthy life.
5
out of 5
POSTED: | BY: Priscilla Arreola
I recently submitted invoices to ASPCA…
I recently submitted invoices to ASPCA for medical/hospitalization our dog Rambo. ASPCA was quick to process my claims. The submission process was easy & quick. ASPCA has my 5 stars! ⭐️⭐️⭐️⭐️⭐️
5
out of 5
POSTED: | BY: Colleen McLain
Great Customer Service
I had a claim submitted and there was a question regarding one of the items on the bill. The girl who was helping me in customer service took the time to explain the problem and helped me resolve it with my vet. She followed up at least twice with me to make sure I understood what needed to be done in order to get that charged paid by my policy.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.