ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,064

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lacey Gunderson

ASPCA lifted the weight of the world off my shoulders

ASPCA was there for me during the absolute worst couple of days, followed by the absolute best moment of my life! My best friend was hit by a car and disappeared for 4 days. After taking time off work, searching for her for 4 days, hiking through the woods in the middle of the night, and expecting the worst. She came home all by herself!! shattered pelvis and all! 3 days 2 nights in the vet, surgery and 2 screws needed in her hip drained my savings account and all right before vacation. Which was fine, take it all, I had my baby back. ASPCA made it SO easy to file a claim, and I was reimbursed for more than I ever thought possible. Faster than I ever thought possible! I recommend ASPCA a million times over. Best decision I’ve ever made! ASPCA made things so fast and easy in such a difficult time.
5

out of 5

POSTED: | BY: Barry Kochel

So far so good

So far so good haven't needed to use the accident or illness coverage.. Have used the wellness with no issues. Claims were paid in a reasonable time.
5

out of 5

POSTED: | BY: Kimara Adderley Hornes

Duke

I really appreciated the hassle free submission and reimbursement of my veterinary hospital bills. I had to worry about my dog Duke and taking the worry out of the astronomical bill was much needed relief.
5

out of 5

POSTED: | BY: Debbie Reeves

LOOK NO FURTHER

LOOK NO FURTHER, THIS IS THE BEST PET INSURANCE!!! I have made several claims this year on my 3 yr. old German Shepard. I am soo Thankful to have ASPCA Pet Insurance!!! I chose "snail mail" and for every claim I sent in I received a check back quickly, no questions asked! Customer Service has called just to see how my Sgt. Hans was doing. They are super nice, I couldn't have made a better decision then to take out pet Insurance with ASPCA!!! I am coming up on 1 yr of having the insurance and lots has been paid out (90percent) so I do understand they have to go up just a few dollars, its worth every penny!!!
5

out of 5

POSTED: | BY: Agueda Espinal

Tail wagging joy with ASPCA Pet Health Insurance

I am very happy with the service I receive from the ASPCA Pet Health Insurance. Customer service is excellent! They answer all my questions and it is so easy to submit electronic claims for my dog's medical expenses.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

Get a quote today

Leave a review