5
out of 5
POSTED: | BY: Colleen
Cat emergency
Ease of claim, fast response, nice people
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Andrea
They were very kind and helpful.
Very good customer service. Very good insurance for my pets and prompt handling of my claims.
5
out of 5
POSTED: | BY: Abby
They have our back!
I highly recommend ASPCA. I tell people whenever I can that they honor their promises. It is a real piece of mind to know while you're working out hundreds of dollars to keep your kid healthy, they are going to help with the expense - including the office visit, which is rare in my experience with pet insurance.
5
out of 5
POSTED: | BY: Myrna
Spectacular and Concerning Service
I really appreciate that your consultants ask about how Ricky is doing before discussing my claim, and how expeditious everyone has been with getting my claims completed with reimbursements submitted. Spectacular customer service indeed.
5
out of 5
POSTED: | BY: Dan
Never been disappointed in the service!
This service has been a life saver - always following up to make sure my dog is okay and the claim process is simple and easy. Thank you!!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.