5
out of 5
POSTED: | BY: SP
So far so good 👍🏻
So far I’m very happy with ASPCA pet insurance.
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4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: pet owner
I would recommend ASPCA.
Submitting claims and getting reimbursed has been an easy process. They've covered 90% of my pet's medical bills with various vets and specialists (minus the $500 deductible). Customer reps are very friendly. Just make sure to ask a lot of questions, for example, a pre-existing condition includes any medication your pet is currently taking. (I assumed it was the last time pet was ill and went to the vet.)
5
out of 5
POSTED: | BY: Allen Combs
No hassle
No hassle, fast claim processing. Very happy with this company.
5
out of 5
POSTED: | BY: Kristen C
highly recommend
So thankful I chose to get ASPCA pet health insurance for my mini goldendoodle puppy.
3
out of 5
POSTED: | BY: Hugh Mohan
I guess it's too early to tell
I guess it's too early to tell. I heard you were processing a claim and that it as mailed over 5 days ago but I still have not received anything. Which is somewhat unusual for the mail these days. I've only been a member for a few months, and what I have seen so far is that everything takes very long to process. I'm hoping it gets better.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.