5
out of 5
POSTED: | BY: Tamara Evans
They help with all my claims
They help with all my claims. They have great customer service.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Olivia
CINDY, YOU WERE WONDERFUL!
I spoke to Cindy on July 29, 2019 at 11:11 am. I can not say enough good things about her. Cindy was knowledgeable, kind, and contagiously friendly. This was my first time getting pet insurance, so I asked a lot of questions. The whole time Cindy was patient and answered each question very thoroughly. She made sure I understood before moving on. She was just awesome!
Thank you so much, Cindy!
2
out of 5
POSTED: | BY: Amalia Brooks
When I searched for Pet Insurance I…
When I searched for Pet Insurance I chose ASPCA because I assumed I would get excellent service. I should not have assumed! I sent in an invoice for payment in March and all I get is "we are requesting information from your Vet" and no payment! I have forwarded all information my Vet sends to me and made countless calls to the insurance with no progress!
I would NOT recommend this ASPCA Pet Insurance!
5
out of 5
POSTED: | BY: Sherry Callihan
So far I have filed one claim and…
So far I have filed one claim and received a check within a couple of days. I am very pleased at this time.
5
out of 5
POSTED: | BY: Marone
ASPCA pet insurance reimburses you…
ASPCA pet insurance reimburses you within a week of filing your claim.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.