5
out of 5
POSTED: | BY: Arthur
Great insurance and service.
Comprehensive, Fast, professional and courteous service
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Martha Armstrong
Fantastic service!
Our dog, Weezie is part of our family so when she was gravely ill in June, we were terribly worried. She required a lot of veterinary care to be back to good health. Having ASPCA insurance gave us peace of mind knowing we could get her what she needed. The representatives are always friendly and helpful. The claims process through the app could not have been smoother, and our reimbursement came quite quickly. Thank you!
5
out of 5
POSTED: | BY: Ernie Giambra
Claim Process
The claim was submitted electronicly with ease and processed very quickly.
5
out of 5
POSTED: | BY: Morgan K.
Great so far!
I took my kittens in for a check up and was reimbursed in full for the visit. I used the app to submit my claim and it was pretty easy. I also had some trouble setting up my direct deposit so I called customer service. They were able to help. I feel good so far about having my adopted kitties enrolled with this insurance.
It was the best priced insurance for the $. I tried to enroll with Nationwide and was unable to upgrade the insurance because of the underwriting. ASPCA saved the day.
5
out of 5
POSTED: | BY: Donna Pucci
your efficient
your efficient, courteous. and process and pay the claims quickly!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.