5
out of 5
POSTED: | BY: Mike
Claim satisfaction.
I am grateful for the ease of filing my claim and how quickly it was processed. You exceeded my expectations, thank you so much.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
5
out of 5
POSTED: | BY: Latifa
I can’t be any happier with my Meno’s ASPCA insurance.
I am so pleased with how ASPCA insurance handles the claims, and the rare issues if and when they happen.
Very professional, human, friendly and caring for our beloved pets.
Good job ASPCA👍🏼
Pet lovers/owners go ASPCA 🐕🐩🦜🐈
5
out of 5
POSTED: | BY: Alicia Simmons
I was skeptical about pet insurance and…
I was skeptical about pet insurance and after utilizing the service and submitting claims, it has been such an easy and rewarding investment. ASPCA Pet Insurance has been quick in responding to my questions and they have been excellent in processing and reimbursing claims.
4
out of 5
POSTED: | BY: Robin
The claims process it easy
The claims process it easy, the processing time typically runs into weeks. Once processed the payment via direct deposit is very efficient. Overall, I am glad that we have our pet insured as keeping her healthy is not cheap.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.