5
out of 5
POSTED: | BY: Charles
Excellent Service
Excellent Service
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Marlena
Excellent coverage for Angel
I am very pleased with how my claims have been handled over the past few years for Angel
5
out of 5
POSTED: | BY: Susan
I have never had any problems with their service....
Any time I have called to ask a question...they have answered it...Claims have always been paid promptly...
5
out of 5
POSTED: | BY: Amanda
Easy and fast paying claims!
ASPCA pet insurance is straight forward and helpful for getting money back when my dogs have to see the vet. The claims process is online and easy to use, and the claims always pay out within a month’s time. They are always calling to check up on our dogs after an incident showing they care.
5
out of 5
POSTED: | BY: Christine
The Best Pet Insurance Ever!
We are so thankful for ASPCA pet insurance and all that they have reimbursed for our Newfoundland’s bilateral TPLO surgeries. Without their assistance we would not have been able to offer these surgeries for a more comfortable life for our girl.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.