5
out of 5
POSTED: | BY: Kourtney Korczak
Great choice for protection of your pet
Fast, easy service and covered my horses hospital expenses!
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Shayne
Extremely pleased with ASPCA Pet Health Insurance
I have found ASPCA Pet Health Insurance to be very easy to work with. They answer all of my questions and they are very quick to respond and reimburse. My Frenchie puppy just had major surgery and not only was almost all of it covered, it was reimbursed within days of the surgery. I have been very impressed with them. Whether it be routine or major medical, it always gets covered and reimbursed very quickly.
5
out of 5
POSTED: | BY: Eileen
A+ service
Very easy to work with, polite staff, quick turnaround time. Great service all around!
5
out of 5
POSTED: | BY: Oz
Awesome Customer Service; Efficient & Timely Reimbursement; My Gentle Giant's Lifeline
Claims are paid out with little lead time; customer service reps are both knowledgeable and clearly care about your pet. This company has been the difference between a sustainable, quality life for my gentle giant and euthanasia.
5
out of 5
POSTED: | BY: Eulelia
Aspca is great pet insurance wouldn't have anything else
Ive been with aspca pet insurance for the last 8 years would not change. The claim forms are easy sending them in and keeping ttack of claims are easy and always keep me updated on sending and receiving
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.