5
out of 5
POSTED: | BY: Regina Lessa
They handle all my claim efficiently
They handle my claims in an efficient and timely manner
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rick Fellner
ASPCA Really Cares about our Dog!
The first claim took a bit of time to be processed, but this is understandable. After that, the turnaround time was good. It is very easy to submit claims through the website. We received a call asking how our dog was doing -- he had an allergy that just didn't want to go away. He was uncomfortable, itchy, etc. and they truly seemed to care.
5
out of 5
POSTED: | BY: Anne C
Not yet retired
Easy to find, fill out and claim. Reasonable waiting time for reimbursement. Great follow up.
If possible, working with vets and instantly get the lower rate would be preferable.
5
out of 5
POSTED: | BY: Brad Green
I highly recommend ASPCA for your Pet!
I've had pet insurance for my dogs for years. I switched to ASPCA a few years back after our other insurance company raised our rates. ASPCA has great rates, great customer service and reimburses our claims quickly. I highly recommend ASPCA for pet insurance...almost all dogs and cats will unfortunately need medical care at some point. Our dog Rex was diagnosed with Bronchitis. His medication costs over $400 monthly. Having ASPCA cover 90% of this cost has been a blessing.
5
out of 5
POSTED: | BY: Emol
Easy to work with
Good to work with easy claims, wish they would have Ach transfer to bank vs sending a check
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.