5
out of 5
POSTED: | BY: Jason
Thank you
Submitting a claim and response has been quick and easy. Thank you!
4.4
out of 5
Number of reviews 12,254
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jaime
I'm very happy with ASPCA Pet insurance.
I've had ASPCA Pet Insurance for my chihuahua and my pit bull. Every time that I have filed a claim, they have been great in submitting a refund. If I have had any problems, their customer service have proven themselves very knowledgeable with questions. I've been so happy with them that I have recommended the insurance to other pet owners.
5
out of 5
POSTED: | BY: Stephanie
This Insurance is Amazing!
I could not be happier with the coverage and service we receive with this insurance policy for our cat. The process for submitting claims and reimbursement is easy, streamlined, and seamless. The customer service is excellent, and I would recommend this insurance to any pet owner.
5
out of 5
POSTED: | BY: james
I wish Obamacare was even close to as good as this!!!j
reasonably priced, quick effective responses. If only the government could have "fixed" my health Insurance like this, instead of the disaster that is Obozocare!!!
5
out of 5
POSTED: | BY: Gina
Amazing Experience
I am so happy with ASPCA Insurance. Having a hurt pet is so awful and your company has helped us every step of the way, even calling to check in to see how our dog was recovering from his surgery. Thank you so much and I’ve told everyone that I know that has a pet, to work with you!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.