4
out of 5
POSTED: | BY: Nancy Jimenez
Definitely recommend!!
Great customer service.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: S Hudson
So far our experience with ASPCA pet…
So far our experience with ASPCA pet insurance has been good. Our claims for our dogs knee injury and consequent surgery were processed fairly quickly once out vet provided the needed info. As long as their rates stay reasonable we will br happy customers.
5
out of 5
POSTED: | BY: Michele Innaurato
So happy with the service I received…
So happy with the service I received when my puppy Jax had a few days of being dehydrated and a gastro upset. The claims were paid quickly and the app was so easy to put the claim through! I am a satisfied customer.
5
out of 5
POSTED: | BY: David
The peace of mind you didn’t know you need; until you need it
Imagine walking in to your dog collapsed over, barely breathing. That’s what happened to me when i returned home to find. My dog Luke was barely breathing and unable to stand up. I rushed him to the closet animal ER and handed him over to the veterinary care team. after 5 days in the hospital in a oxygen tank he finally was able to come home. You can’t put a price on what you will pay for your beloved companion; however after i paid the ER, I filed the claim with ASPCA and was reimbursed within 5 days. I never knew how valuable having pet insurance was til i filed
that claim. it’s as a said, the peace of mind i never knew i had. Thank you ASPCA for your empathetic team who called before and after to see how my dog was doing. Thank you for your timely reimbursement. And Thank you for being there to ease that financial burden during an already emotional time.
5
out of 5
POSTED: | BY: Nickie Stoffers
Thank Heaven for ASPCA Pet Insurance
I would be honored to recommend ASPCA Pet Insurance(ASPCAPI) to ANYONE who asks. In fact, two of our vets asked which insurance we have, once told of our coverage.
Our Cane Corso Italiano needed a hip replacement. ASPCAPI Suggested we send in an estimate. We sent it in. By the time the surgery was done the estimate had been approved. After picking her up and submitting the final claim to ASPCAPI, we had our direct deposit within a week.
If you have a fur-baby you need this insurance!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.