5
out of 5
POSTED: | BY: James
They've been great so far!
They've been great so far!
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jean
The best to deal with
The best to deal with. Such a good decision to go with this company. Claims paid quickly!!!
1
out of 5
POSTED: | BY: Western Dental Patient
Overcharged
Overcharged, this is not a good value. This is a total rip-off - customers beware, YOU WILL BE FLEECED. Wish I had not ever signed up to be ROBBED. Just another disgusting greedy corporation out to steal your money.
5
out of 5
POSTED: | BY: Denise
I just couldn’t be happier with ASPCA
Easy to get reimbursed and very caring employees who really care about the well being of your pets .
5
out of 5
POSTED: | BY: Michelle
Amazing claim service
My girl blew out her CCL and needed TPLO surgery. I submitted the claim the day after surgery and within a week I knew how much I would be reimbursed and received the monies a few days after that. These folks even called to see how she was doing. This whole process was fast, efficient and stress free. I highly recommend ASPCA pet insurance. Now I can just focus on the recovery process.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.