5
out of 5
POSTED: | BY: Barb
So far it's a thumbs up!
Thank goodness we have not had a lot of reasons to use our insurance but the times we have, have gone smoothly.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Marie
I have referred all my family and friends to ASPCA for pet insurance
Our Otis has recently had a substantial amount of bills associated with emergency surgeries. ASPCA has not only processed the claims quickly but called to check on our little guy. The process is unbelievably easy, I have received the bills and while standing in the offices waiting for check out to be complete, filed the claim for the visit. Super easy!!
5
out of 5
POSTED: | BY: Jean
Great company to deal with !!!!
We had the insurance for a year and I was beginning to wonder if I should continue because we hadn’t used it. One illness and and it more than paid for itself. I sent in all the vet bills. No questions, they quickly reimbursed. Our dog needed a special prescription food and that was covered also! I wouldn’t hesitate to recommend ASPCA pet insurance to anyone!! They are the best!!!
5
out of 5
POSTED: | BY: Christine
Fantastic customer service.
Knowledgeable and caring customer service agents. I use the app for my claim process. It was very easy to use with updates on each claim. Agents were able to answer any questions along the way. The process itself took about a month with a positive outcome.
5
out of 5
POSTED: | BY: Michelle
So easy to submit claims & such nice peace of mind!
When your pet is sick it is already so stressful. Having quality pet insurance at least eases the stress in regards to the cost.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.