AKC | Pet Insurance Review

4.4

out of 5

Number of reviews 889

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 3.7
  • 4.4
  • Count
  • 0
  • 3
  • 889

Updated: May 29, 2024

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lorraine Wolk

'the best investment

At a time when our family was undergoing a serious illness, my young dog, Cali became very ill. After numerous testing and finally reaching a dianosis and a five day hospital stay, Cali is on the way to recovery. Cali came home with a large bill which was 80 % covered by her insurance. It was a blessing not to worry about the cost of her care. The check came quickly with no hassles. We are grateful.
4

out of 5

POSTED: | BY: Gina

TPLO

AKC Pet Partners responed very quickly when my Australian Cattle Dog Preacher tore his ACL and required urgent TPLO surgery. I am extremely grateful for the quick and painless response since this was obviously sudden and unexpected. My only concern is learning that since one knee has now been fixed, we are facing the liklihood of his other knee going as well. AKC Pet Partners recently changed the policy and will only cover one knee. While I am very grateful, this reality is also making me concerned about my boy's future, and what we may be facing.
5

out of 5

POSTED: | BY: Michael

Excellent coverage for emergency

My 3 yo retriever grabbed a shish kabob with uncooked meat & swallowed it whole before he even landed back on the ground. The shish kabob sharp stick was 8 inches long & now in his stomach. Within 90 minutes, the stick was fished out of his stomach successfully under anesthesia late at night. Total bill $1800. AKC insurance sent me a check for $1300 within 10 days. Without any hassle. I would do a commercial for AKC's service: prompt & very reasonable reimbursement.
1

out of 5

POSTED: | BY: Diane

The AKC My Experience

I had the AKC insurance -- it was awful the entire AKC company from the employees’ who answers the phone, to the claim processors, to the actual "quality" of the policy. The AKC has many areas that allow them not to pay the claims; they don't cover arthritis, diabetes, hereditary, genetic conditions. They have annual maximums and per incident maximum as well. I have cancelled with them and now with a reputable provider who does cover all of what I indicated the AKC does not for LESS money then I paid the AKC for Wellness Plan. Watch out for the AKC coverage because in the end when you need the insurance -- clearly the AKC is not there as my experience was and I incurred thousands of dollars of expense not to mention the enormous premium I paid to the AKC. Can you believe when it was deemed medically necessary the AKC even denied euthanasia with the most enriched plan they offered which is what I had. Please do your research and remember my experience before committing to this dreadful insurance – clearly I can’t call them a provider – since they only provided me with anguish. My Experience is I paid for the ILLUSION of insurance.
5

out of 5

POSTED: | BY: Lance

Money well spent.

My dog ingested a kitchen implement that over the course of a month worked its way through the digestive tract before finally becoming lodged in the intestine. He became quite ill and required emergency surgery to remove the object. Total medical expenses were nearly $2,900.00. My AKC Pet Healthcare Plan covered approximately $2,100.00 of the expense. Payment was fast and hassle free. I faxed in my my claim the night I took my dog home from the hospital and had a insurance check in hand in about eight days. I have had this insurance for several years and my experience has been excellent. Thank you AKC Pet Healthcare Plan!

Monthly Cost

$5 – $90 depending on coverage options chosen.

Coverage

You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.

Deductible

Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.

Exclusions

Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.

Get a quote today

Leave a review