AKC | Pet Insurance Review

4.4

out of 5

Number of reviews 889

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 3.7
  • 4.4
  • Count
  • 0
  • 3
  • 889

Updated: November 13, 2023

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Chloe

Learning Experience

This is the worst insurance, very expensive, very unorganized provider. My experience has been one disappointment after another. They have very many "fine print" exclusions. They represented one thing, clearly delivered another (denied claims). After actually having to utilize this insurance with claims lost by the AKC, rude customer service, denied claims for coverage I thought I had, I cancelled with them and now I have credible coverage with a provider who does not have the "Gimmicks" the AKC does. Good thing I did this since my puppy has dysplasia, the AKC would have never paid for it. My new provider thankfully does and let me tell you I am well over $5,000 in expense. So WATCH OUT for the $5,000 maximum with this provider. Now my pups are in good hands with insurance since the AKC is no longer provides insurance with them. READ, READ and READ again the fine print. Don't fall for the name as I had, because you know what -- the joke was on me.
5

out of 5

POSTED: | BY: Mime &

Well Worth It!!

Quick review and settlement of our claim. Have been with AKC over five years and have always been satisfied. this mos recent was a big one for us.
5

out of 5

POSTED: | BY: Linda

So glad I bought it

My saint Bernard has had two gastric surgeries, pneumonia, and hypothyroidism. I have had good experiences with the customer service, only one claim quibble, and everything else paid back to me promptly after the claims were filed. We have had over 10,000.00 in vet bills in two years, so I am renewing and probably upgrading from essential plus to wellness. I wish I had done this from the start, since all things cost so much more with giant breed dogs.
5

out of 5

POSTED: | BY: Jan

Worry free coverage

We have had AKC coverage since we became Higgins parents 4 years ago. He has allergies and sees the vet once a month. He also gets into mischief that often requires a visit to the vet. AKC coverage has been great. Well worth the money. We purchased the coverage thinking we would use it as he got older, but our little guy had other ideas.
5

out of 5

POSTED: | BY: Lori

Awesome Company! We love AKC Pet Healthcare

We bought this plan when are little girl was just 12 weeks old. She is now approaching six. AKC PHP has been there for every little and large medical event in her life. We are reimbursed promptly (less than 2weeks from claim), we have never been denied any claim. It is so comforting to know when our dog is sick we afford her the very best medical care thanks to AKC PHP. We recommend this insurance to all our friends and family.

Monthly Cost

$5 – $90 depending on coverage options chosen.

Coverage

You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.

Deductible

Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.

Exclusions

Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.

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