AKC | Pet Insurance Review

Great service!! Submitted claim and it was paid resolved within 2 days. Also, found phone reps very courteous and helpful.

Atrocious service and reimbursement! The worst experience ever. Do not use AKC insurance. Four years of premium’s and only one claim approved with a meager $21.80 reimbursement. Waste of time and money.

After reviewing all the comments in here. I have one question. The claim denial happened on these due to injuries being caused by preexisting conditions. However on your page you claim to be “the only insurance plan that covers preexisting conditions?” Sounds suspicious!

This insurance is the biggest scam I’ve ever experienced. I’ve paid ever month for almost a year & submitted 4 claims from my Vet only to have every single one of them being declined, immediately! All claims were “supposed” to be covered & not even a single one was reimbursed. Total & complete waste of almost $1,000.00 dollars, down the drain. Do not make the same mistake I did. Complete bait & switch!

I bought an AKC insurance with the optional Breeder Coverage Endorsement. I was hoping that it will help in case I need it. Well, they just collect the money and don't even look at the claim, denying it right away. I had to call them, and after a long conversation with an agent, she send me an appeal form that I had to submit with a vet's records and I did. In a few days, I received a new explanation of benefits with a denial code D13 - Fees to diagnose or treat any illness or injury related to breeding, pregnancy, whelping, and nursing, unless you purchase the optional Breeder Coverage Endorsement. Are you kidding?? I was paying extra money every month for that coverage... I called them again and they said that they will send me a new letter with a new denial code and hunged up on me. Horrible insurance company!