PETSURG

4.7
12335 World Trade Dr STE 16, San Diego, CA 92128, USA

Best Pet Insurance in San Diego, California 2026

Hours:

Monday: Open 24 hours

Tuesday: Open 24 hours

Wednesday: Open 24 hours

Thursday: Open 24 hours

Friday: Open 24 hours

Saturday: Open 24 hours

Sunday: Open 24 hours

How to Save Money at PETSURG

Schedule Regular Vet Visits

One of the best ways to save on vet bills is to prevent expensive health issues before they develop. By scheduling regular wellness checkups, your vet can detect health issues early, helping you to avoid costly treatments and surgeries down the road.

Price Shop for Pet Prescriptions

Oftentimes our fur babies are prescribed human drugs off-label. Your vet is apt to charge more for these medications than you would pay at your local pharmacy. In fact, big-box or chain pharmacies can offer steep discounts. So it’s best to price shop.

Pet Insurance

Most pet insurance providers will pay between 80% and 90% of the vet bill. You can even get coverage for routine care and things like vaccinations and dental cleanings. If you do the math, you’ll most likely find that pet insurance makes financial sense in the long run as well as gives you peace of mind.

How Do You Choose the Right Pet Insurance Provider?

Pet Insurance Review makes it incredibly easy for pet parents to select an insurance provider they feel good about. You can use our handy comparison tool to get the gist of what a company offers. We’ve also collected over 150,000 reviews of insurance companies from real pet parents like you to rank the top providers in the market. Here is the current ranking of each:

Top Pet Insurance Providers of 2026
Rating Provider Total Review
4.5 AKC 1,796
4.5 ASPCA 12,100
4.9 Embrace 19,757
4.9 Fetch 5,327
4.1 Figo 2,831
4.5 Hartville 179
4.9 Healthy Paws 11,028
4.8 Lemonade 822
4.6 ManyPets 2,413
4.7 MetLife 8,294
4.8 Nationwide 24,771
3.9 Pet Assure 15
4.3 PetPartners 121
4.9 Pets Best 8,891
4.8 Pumpkin 3,077
4.6 Spot 10,830
4.9 Trupanion 55,032
4.8 Prudent Pet 2,671
4.3 Adoro 4

Or, you can simply get a fast quote from multiple providers and go from there.

Thinking of insuring your pet?

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Getting to Know Your New Vet: Essential Questions to Ask

Choosing a new veterinarian is an important decision for any pet owner. You want to find someone who is competent, compassionate, and a good fit for you and your fur baby. To help you get the most out of your first appointment, here's a list of essential questions to ask your new vet:

Tell me about your experience with [pet type].

Different vets have different areas of specialization. Some are experts with cats, some dogs, some pocket pets, and some horses. Knowing that your vet has vast experience treating your specific type of pet can bring you peace of mind.

How do you handle emergencies?

You must know what to do in case of a pet medical emergency. Inquire what after-hours policy the clinic has, whether they have on-site emergency care available, and if they have a relationship with any nearby emergency animal hospitals.

How do you communicate with pet owners?

Good communication is key to building a trusting relationship with your vet. Ask how they prefer to communicate (phone calls, emails, online portal) and how often you can expect to hear from them.

Are there any breed-specific health concerns I should be aware of?

Some breeds are predisposed to certain health conditions. Knowing what to watch out for can help you catch problems early and get your pet the treatment they need.

Do you have any questions for me about my pet?

This is a great question to ask because the answer will show that the vet is interested in getting to know your pet as an individual and is willing to listen to your concerns.

Bonus question: Can I take a tour of your facility?

Getting a feel for the clinic's environment can help you and your pet feel more comfortable during your visits. Remember, you’re not just looking for a veterinarian, you’re looking for a partnership. Do not be afraid to ask these questions and any others you can think of. Any vet worth their salt will be happy to answer them. Because the more informed you are, the better equipped you'll be to make decisions about your pet's care! And that should be every vet’s top priority.

Reviews from Google

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Heather Hall

First off huge THANK YOU to the amazing medial team at PETSURG!!! From our first call, to walking out the door at the end of our visit, we were treated with the best care! I have an 8 year old Afghan Hound that had many symptoms and issues going on that had recently progressed. The team reviewed all her medical records prior to our arrival and even did an in depth consultation call to ensure I was comfortable with them taking over her care. The entire team was clear with their communication, kind, patient, and knowledgeable. Dr. Jones really listened and carefully took all things into consideration when creating a diagnostics plan. She took her time to explain everything to me and help me create a plan of action for my dog’s treatment! She answered all my questions and provided me with recommendations and resources to get a head start on my dogs condition. I had a wonderful experience at PETSURG and would highly recommend their veterinarian care! ***big plus - they do all their blood work/testing in house! We had all of our results from her full work up - including X-rays, urinalysis, and blood work - in one hour!!!

Karina H

I didn’t know what was going on with my dog. I suspected it was something with his leg. I only knew I had to take him in immediately. I desperately called around to find a place with minimal wait. I’m glad I found Petsurg & ER4Pets. As soon as I walked in I was helped right away. X-rays and exams were done to find that Sparky swallowed an unidentified object. It was stuck in his stomach and hurting him. The staff was so kind and friendly. I was treated like a person, not a number. They also ensured to immediately send records to my regular vet. Records were emailed to them before I even called to inform them of what happened. I was impressed with the daily check ins and follow through. I absolutely recommend petsurg & er4pets to any fur baby parent, especially if you’re looking for great service, friendly staff, and board certified veterinary doctors. While it was a little bit of a drive for me it was definitely worth it.

Petra De Leon

We brought in our little girl Millie. She was lethargic and sleeping more than usual. Im not really a cat person but my husband had her before we got married and has had cats in the past. He checked her body out for signs and she bit him. That's when he knew. He said he was taking her to the vet ER now. They found a cyst on her bum and did surgery right away. Yeah it cost alot but they saved our girl. She even received a certificate of participation with her picture. Thank you Petsurg for saving Millie 😻.

Morgan

I have a new Miniature Schnauzer whom is 5 months old. He showed signs of stimulate ingestion a few days ago and I had him rushed to their er. Because of their quick response they saved my puppies life. They were so helpful and informative I felt informed the entire time. The follow up care is my main reason for writing this review. I have received answers to every question I have had in a way I could understand and act on. 3 days later and they are still assisting me. I have already implemented changes in my dog's routine and diet. They sent all his paperwork, charts, invoice and labs via email for my records. The cost was reasonable, especially with insurance. If you don't have insurance, get it. If you think you can't afford it, you can't not afford it. If you are deciding which er to take your fury friend to, TAKE THEM HERE NOW. To their staff I am forever greatful, I will never forget what you did for my baby. Every staff member their is a compliment to their profession. I truly thank you. And keep an eye on your furball at all times. As you can tell by the pic, dog is resting comfortably. In my spot...

Jordan Campbell

ER4PETS really saved us on New Year's day! Over the holidays, my dog had been having gastrointestinal problems, but on New Year's Day it got really bad. ER4PETS was the only location open, so without knowing who they were, we raced our pup over. They were quick, attentive, and kind to both me (the stressed out emotional dog mom) and my sweet pup Ollie. They had him healed up and puppin' around within 12 hours. They even gave him a "Certificate of Bravery" for his time spent at the hospital. I would obviously hope my dogs would never need to go to the ER hospital again, but if they do, I have peace of mind knowing exactly where I can take them. Thank you ER Pets!!

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