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We asked the vet to fax our claim into Embrace right after Gracie's surgery. We received our check in the mail before the stitches came out about 10 days later.

We have only had healthy paws for a few months when one of our dogs, Ruby, got a mass cell tumor. I wasn't worried about the cost to help her because we have Healthy Paws. Our plan is the $100 deductible and they pay 90% after that. Between the aspiration of the mass, the surgery to remove it, the lab testing the mass, and medications, our bill was over $400. They quickly reimbursed us over $300. We got the check from Healthy Paws in the mail before our credit card bill with Rubys surgery on it even came in the mail. We are very happy with Healthy Paws. They even email me to see how Ruby was doing after her surgery!

I have had this insurance for 11 years and have not sent any claims until last year and only a few. After being insured with you her whole life when she is treated for one thing, she is no longer insured for that one ailment. Being insured all these years with you has prevented me from having real insurance coverage on my pet now when I need it. So as long as I paid the premium with no claims you take my money but when I need the coverage you drop her from the coverage she needs. Now at her age it is hard to find another insurance but I will. I sure wish I had been insured with another company all these past years.

I guess my "tips" would be, use the proper forms, get your Vet to fill out forms completely and send in.. Be aware of what your coverage entails, and then all will go well. I can not recommend this company enough. This is my first claim, met my deductible and a check is on the way for the amount above deductible. No hassle , just plain "we do as we told you we would".. Thank you, Embrace!

I have a 11 month old Boston Terrier. When my puppy was only a few months old, I decided to get pet insurance. I looked at other plans and nothing came close the the coverage and price of ASPCA. Luckily I have not had any serious accidents or illnesses (except for one incident when my puppy decided to eat part of an ottoman), but the few times I have had to get medical care for her, I didn't worry because I knew she was covered. Several people thought I was crazy to get pet insurance but now those same people are admitting that I had made a good choice). The claim process was easy and turnaround time for reimbursement was reasonable. Thank you ASPCA.

Between Trupanion and the Vet's office, I have not had to submit a single piece of paperwork. SO, so easy to work with. After having my dog a very short while she broke her leg, and we have saved TONS of money. I am not one to jump on the idea of pet insurance, but after getting a trial offer I am sold. It has been worth every penny.

Between Trupanion and the Vet's office, I have not had to submit a single piece of paperwork. SO, so easy to work with. After having my dog a very short while she broke her leg, and we have saved TONS of money. I am not one to jump on the idea of pet insurance, but after getting a trial offer I am sold. It has been worth every penny.

Sissy had to have her spleen removed because of a mass. I did not have the upfront money and my baby girl was miserable. Trupanion and the animbal hosiptial worked together to see that Sissy was well taken care of and I had nothing to worry about. I have never been so greatful and this was truly a blessed experience. I already am singing Trupanions praise.

Sissy had to have her spleen removed because of a mass. I did not have the upfront money and my baby girl was miserable. Trupanion and the animbal hosiptial worked together to see that Sissy was well taken care of and I had nothing to worry about. I have never been so greatful and this was truly a blessed experience. I already am singing Trupanions praise.

My dog has a blood disorder that required friquent vet visits and at times treatment. My embrace insurance is wonderful, don't know if I could continue with the treatments if it werent for Embrace standing beside me and my dog on this.