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I have had ASPCA pet insurance for a few years now. Originally I had no insurance and my dog had to have CCL repair surgery which is a very expensive surgery. After that expense I decided that the cost of insuring all my pets was well worth it. Since getting coverage one of my dogs was diagnosed with Addison's disease. My other dog has Hypothyroidism. Without ASPCA insurance coverage I may have had to euthanize the dog with Addison's because it is very expensive to diagnose and her ongoing meds, lab work, etc are very expensive. Due to ASPCA's coverage she has been able to live a normal life. I am grateful to ASPCA for offering the coverage.

Mailed my first claim to Pets Best on a Saturday and had a direct deposit reimbursement the following Thursday. The turnaround time is so quick and the claim form is easy to fill out. Just follow the instructions on the claim form when you file your claim and they quickly take care of the rest. Thank you for your prompt response!

After researching and reading reviews about just about every major pet insurance provider, we went with Embrace. Even though they seemed a bit pricey compared to other providers, they seemed to have the best coverage. We signed our puppy up and three weeks later, we've already visited the vet and been reimbursed via direct deposit. Our puppy has a couple more rounds of vaccinations to go, and I feel good about not choosing a cheap $20/month provider for Bear and very pleased with how quickly we were reimbursed.

Like many other pet parents, I spent time comparing insurance plans and for my Goldendoodle puppy last year. Alfred has fortunately been very healthy, but a month ago was diagnosed with an eyelid condition that would lead to scarring on his cornea if not surgically corrected. I was worried that some "small print" in our policy would prevent this $1000 surgery from being covered. I contacted Healthy Paws and was immediately assured that the procedure would be covered as written in the policy. I received my reimbursement for the procedure in less than a week after I filed the claim. And I even got an email from a claims representative to check and see how Alfred was doing after the surgery. Healthy Paws is the BEST. I will recommend it to every pet parent I know. Thank you Healthy Paws! We are definitely in good "paws" with you.

We asked the vet to fax our claim into Embrace right after Gracie's surgery. We received our check in the mail before the stitches came out about 10 days later.

We have only had healthy paws for a few months when one of our dogs, Ruby, got a mass cell tumor. I wasn't worried about the cost to help her because we have Healthy Paws. Our plan is the $100 deductible and they pay 90% after that. Between the aspiration of the mass, the surgery to remove it, the lab testing the mass, and medications, our bill was over $400. They quickly reimbursed us over $300. We got the check from Healthy Paws in the mail before our credit card bill with Rubys surgery on it even came in the mail. We are very happy with Healthy Paws. They even email me to see how Ruby was doing after her surgery!

I have had this insurance for 11 years and have not sent any claims until last year and only a few. After being insured with you her whole life when she is treated for one thing, she is no longer insured for that one ailment. Being insured all these years with you has prevented me from having real insurance coverage on my pet now when I need it. So as long as I paid the premium with no claims you take my money but when I need the coverage you drop her from the coverage she needs. Now at her age it is hard to find another insurance but I will. I sure wish I had been insured with another company all these past years.

I guess my "tips" would be, use the proper forms, get your Vet to fill out forms completely and send in.. Be aware of what your coverage entails, and then all will go well. I can not recommend this company enough. This is my first claim, met my deductible and a check is on the way for the amount above deductible. No hassle , just plain "we do as we told you we would".. Thank you, Embrace!

I have a 11 month old Boston Terrier. When my puppy was only a few months old, I decided to get pet insurance. I looked at other plans and nothing came close the the coverage and price of ASPCA. Luckily I have not had any serious accidents or illnesses (except for one incident when my puppy decided to eat part of an ottoman), but the few times I have had to get medical care for her, I didn't worry because I knew she was covered. Several people thought I was crazy to get pet insurance but now those same people are admitting that I had made a good choice). The claim process was easy and turnaround time for reimbursement was reasonable. Thank you ASPCA.

Between Trupanion and the Vet's office, I have not had to submit a single piece of paperwork. SO, so easy to work with. After having my dog a very short while she broke her leg, and we have saved TONS of money. I am not one to jump on the idea of pet insurance, but after getting a trial offer I am sold. It has been worth every penny.