154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 27, 2025

Easy & straightforward

Easy & straightforward. Fast response

Insurer: MetLife

By: customer

October 27, 2025

Claims covered as expected, reimbursements provided promptly

We have now filed four claims on our pet insurance. I have been so impressed with how easy it is to file a claim, how quickly the claims get processed, and how straightforward the coverage has been. I was definitely worried that the claims adjusters would be looking for ways to avoid paying claims. But things have been covered exactly the way I expected them to be with no sneaky loopholes or unexpected exceptions. our reimbursement payment once we met our deductible landed in our bank account within the same week that we filed our claim. We even had one claim that needed to be reviewed because it appeared possible that our pet was being seen for something that had been an excluded condition. But the claims reviewer took a thoughtful look at the chart notes and realized that our pet had a passing, contagious illness that was not related to any sort of pre-existing condition and they went ahead and covered the visit.

Insurer: Embrace

By: Ms. Mears

October 27, 2025

A live person with patience

Amanda was very helpful and answered all my questions.

Insurer: Fetch

By: JustAnswer Customer

Verified October 27, 2025

I submitted my dogs claim form and the…

I submitted my dogs claim form and the claim was paid very quickly.

Insurer: Spot

By: Christina Stevens

Verified October 27, 2025

Was reimbursed quickly and amount paid…

Was reimbursed quickly and amount paid was fair.

Insurer: Spot

By: Yvonne H

Verified October 27, 2025

Easy enrollment

Easy enrollment

Insurer: MetLife

By: LYDIA HORAN

Verified October 27, 2025

Very easy to upload documentation from…

Very easy to upload documentation from the vet and the claim is paid quickly

Insurer: MetLife

By: customer

October 27, 2025

Do not recommend… Reduced our coverage…

Do not recommend… Reduced our coverage from 90% to 60% without notice, absolute scam do not recommend for dogs that actually need a lot of medical support.

Insurer: Fetch Canada

By: Kesh

Verified October 27, 2025

Love the service I get

Love the service I get. I can go anywhere and claims are a breeze to submit, refunds are fast.

Insurer: MetLife

By: Customer

Verified October 27, 2025

There’s always someone available if I…

There’s always someone available if I need to ask questions.

Insurer: Spot

By: Marci

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