208,199+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,199 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,199 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,699 reviews

4.9
Healthy Paws

10,961 reviews

4.9
Fetch

5,201 reviews

4.9
Trupanion

58,966 reviews

4.9
Pets Best

14,621 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 22, 2026

Fast, Stress-Free Care When We Needed It Most

When my dog needed unexpected veterinary care, I was so thankful we had Pets Best. As a pet owner, nothing is more stressful than seeing your fur baby uncomfortable and worrying about how much treatment might cost. The claim process was incredibly simple and straightforward from start to finish. After our visit to the vet, I uploaded the invoice and documentation through the Pets Best portal. The submission process was easy to navigate, and I appreciated being able to track the status of the claim online. Communication was clear, and I received updates along the way so I never felt like I was wondering what was happening. The claim was processed in a timely manner, and reimbursement was deposited directly into my account. That peace of mind allowed me to focus on my dog’s recovery instead of financial stress. Having coverage through Pets Best truly made a difficult situation much easier, and I’m grateful for how smooth and efficient the entire experience was. I would absolutely recommend Pets Best to other pet parents who want to feel confident they can say “yes” to the care their pets need without hesitation.

Insurer: Pets Best

By: Shannon

Useful
February 22, 2026

Roxys injury

Pets Best accepted all my paperwork when Roxy got a bad infection. They paid my claim promptly.

Insurer: Pets Best

Veterinarian: Veterinary Emergency Group

By: Carol

Useful
Verified February 22, 2026

Outstanding prices

Great online platform, easy to use no hassals

Insurer: MetLife

By: Christopher Brass

February 22, 2026

Pets Best really is the BEST!

I had a very traumatic experience with my dog and almost lost her to toxic poisoning! She is doing great now. I filed my claim very easily on line a couple weeks later. PB replied promptly that I had not sent them an important document that I had thought I had sent in. As soon as they received all the complete documents, they promptly replied again saying that my claim was being processed. From claim being filed to payment, it was only 11 days!! Amazing! Cannot recommend them enough.

Insurer: Pets Best

Veterinarian: Denver Animal Emergency

By: Christy

Useful
Verified February 22, 2026

Very happy

Honestly, I have been SO happy with MetLife pet insurance. Reasonable premiums, easy claims, excellent coverage options, and super fast payouts. I've never had to appeal any decisions or fight for what I was paying for. They straight up just do what they say they're going to do and pay what they promise when you sign up. Hopefully I'll be with them for a long time.

Insurer: MetLife

By: Marnie Farlow

Verified February 22, 2026

Well worth theMoney!…

I found it hard to get results when emailing the claim but we finally got there also it’s well worth the price to get the premium package. I was eventually refunded 90 % (after deductible)! I highly recommend spot pet!

Insurer: Spot

By: Karen Hirschboeck

Verified February 22, 2026

It was easy to apply and very helpful

It was easy to apply and very helpful

Insurer: Prudent Pet

By: lethamaecoregmail.com

Verified February 22, 2026

I will never purchase pet insurance…

I will never purchase pet insurance through MetLife again. the first year we had insurance everything went smooth, no issues. Then MetLife started asking for SOAP notes for all of our pets every single time we filed a claim. I understand asking for them once but why should I have to upload the same notes I did 6 months ago for the same pet. You literally have every single SOAP note on file for my pet. When I call to inquire your representative tries telling me there's no notes for my pets. It's like pulling teeth to process a claim. I just submitted a claim for my cat and MetLife rejects the claim because they want 12 months worth of SOAP notes from 4 years ago which is absurd. My cat was only alive for 6 of those months they are requesting....she's 4 1/2 years old. Every time I call customer service they have limited knowledge on the service and process they provide. I don't even want to submit a claim because I know I'm going to spend so much time getting it processed.

Insurer: MetLife

By: customer

Verified February 22, 2026

I feel like I paid for insurance that provided absolutely no benefit.

My dog is 5 years old, and since the day it was born I have paid for MetLife Pet Insurance. I had never filed a claim until last month, when my dog developed diarrhea and I took it to the veterinarian. The vet recommended several tests to get an accurate diagnosis, including a pancreatic blood test. When I submitted the bill, I was told that the pancreatic blood test is considered a “routine test.” Really? I’m extremely disappointed. I’ve paid for this insurance for 5 years without ever using it, and now that I finally need it, nothing is covered. This situation is incredibly frustrating. I will be looking for another insurance company, and I definitely will not recommend MetLife Pet Insurance to anyone. I feel like I paid for insurance that provided absolutely no benefit.

Insurer: MetLife

By: Javier Narvaez

Verified February 22, 2026

Filing a claim with Spot is so easy

Filing a claim with Spot is so easy. My claim was reviewed quickly and the direct deposit processed fast too. Having Spot Pet Insurance lessens the anxiety of having to take my pets to the vet. When my cat had to go to the emergency vet, at least I didn’t have to worry about how I was going to cover the cost.

Insurer: Spot

By: Amber Foley

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