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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

excellent

My Toy poodle was diognosed with Hot spotsTrupanion, was right on my case evaluation. Very timely
  • INSURER: Trupanion
  • POSTED: 06/29/2012
  • BY: Eddie
  • BREED: Toy Poodle
  • AGE OF PET: 0 - 3

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5

out of 5

Wonderful First Experience

After going back and forth whether to purchase pet insurance, I am happy I did! Customer service has been responsive and prompt and this insurance coverage is totally transparent. There are no secret charges or suprises! Thanks Embrace!!!
  • INSURER: Embrace
  • POSTED: 06/29/2012
  • BY: Melanie
  • BREED: French Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

They worked with me when I dropped the ball

I generated an online quote with the coverages I was comfortable with. After a couple of e-mail exchanges to answer some of my concerns, I purchase the policy online, no problems. When I submitted my first claim weeks later, I got an e-mail back saying that the procedure wasn't covered! It turns out I made a critical error when selecting coverages online. Out of luck? Not at all. They looked past my bumbling and offered to reformulate my policy to what I had intended it to be, and made it retroactive. Not only that, they applied a discount I had not previously known about, so my monthly premium dropped a few bucks. Bottom line, great customer service. Hopefully the claims process is as impressive.
  • INSURER: Embrace
  • POSTED: 06/29/2012
  • BY: Todd
  • BREED: Labrador Mix
  • AGE OF PET: 0 - 3

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5

out of 5

Impressive

We registered with Trupanion at our Vet's recommendation when Moonlight was only 8 weeks old. Recently she accessed a box off raisin/chocolate. The treatment was long and costly (over 10000$). Trupanion worked with our Vet, obtained the medical history and simply paid 90% of the cost. The procedure for filing the claim was easy and throughout the waiting period ( about 1-2 weeks) they sent me updates with a final thank note to us for taking good care of Moonlight. I will remmend Trupanion to all pet owners with no reservations.
  • INSURER: Trupanion Canada
  • POSTED: 06/29/2012
  • BY: Moonlight's
  • BREED: Havanese
  • AGE OF PET: 7 - 10

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5

out of 5

Impressive

We registered with Trupanion at our Vet's recommendation when Moonlight was only 8 weeks old. Recently she accessed a box off raisin/chocolate. The treatment was long and costly (over 10000$). Trupanion worked with our Vet, obtained the medical history and simply paid 90% of the cost. The procedure for filing the claim was easy and throughout the waiting period ( about 1-2 weeks) they sent me updates with a final thank note to us for taking good care of Moonlight. I will remmend Trupanion to all pet owners with no reservations.
  • INSURER: Trupanion
  • POSTED: 06/29/2012
  • BY: Moonlight's
  • BREED: Havanese
  • AGE OF PET: 7 - 10

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4

out of 5

Not a panacea

I insure four animals. One got sick. It cost about $3,000 to save her life. Eventually I was reimbursed, but my coverage was limited to $2,000. Yes, I was underinsured, but the cost of increasing coverage to, say, $5,000 for 4 animals would have been prohibitive. So it's a glass half full. Some say the insurance premiums are just a way to save up for the inevitable need. If I did not have some insurance, I may not have spent the money to save her life. Since I did have the insurance, I had to use it.
  • INSURER: ASPCA
  • POSTED: 06/29/2012
  • BY: Aline
  • BREED: Great Dane
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent Service

I must say the service I received from AKC is extraordinaire. After submitting the claim I was immediately contacted and informed where my claim was with this company. Within a few weeks the check arrived with a full explanation of benefits. I would encourage other pet owners to get your insurance with this company. Highly professional in all areas of the business. I use to feel the premiums were a bit high, but after Scorpio's surgery I see now this plan is worth having in that I was reimbursed with a full explanation of benefits. My hat goes off to all involved in this process.
  • INSURER: AKC
  • POSTED: 06/29/2012
  • BY: Paul
  • BREED: Cairn Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

Peace of mind

I purchased Embrace pet insurance for the peace of mind that I have protection on both of my dogs in case of emergencies. Thankfully, they have not had any injuries, but the wellness benefit we receive has made purchasing insurance more affordable. I receive immediate responses to my claims and it is very easy for me track my claims. I really like Ebrace's customer service.
  • INSURER: Embrace
  • POSTED: 06/29/2012
  • BY: Lisa
  • BREED: Parson Jack Russell Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Still happy with coverage for my very old airedale

We have made a vew trips to the vet for various things that happen to old dogs, and every single time had prompt reimbursements.
  • INSURER: ASPCA
  • POSTED: 06/28/2012
  • BY: Natasha
  • BREED: Airedale Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

Great coverage with a company that cares.

My 4 month old puppy had a medical issue that fell into a gray area in my policy. The Healthy Paws staff took the extra time to review and understand all the details and circumstances of my claim and did additional reviews. There were several phone calls during this process to keep me up to date so I never felt like I was just a number. I was very pleased with the final decision. After we settled the claim the check arrived within days and I received several emails checking on my dogs well being. I appreciate the extra effort made by all the Healthy Paws staff. This a company that really cares.
  • INSURER: Healthy Paws
  • POSTED: 06/28/2012
  • BY: Joyce
  • BREED: Flat-coated Retriever
  • AGE OF PET: 0 - 3

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