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It was a hassle free experience. We did not even have to fill out a single form. The vet did it all and faxed it off. They even sent copies to the house and the checks were in the mail within 2 weeks! I will never go without pet insurance EVER its reasonable and then you do not have to worry about you furry loved one! AT ALL! Soooo pleased! xo LOVE Trupanion

I've had this insurance for my Rott/Shepherd mix for 5 years now. As a younger dog he was always eating something or getting into trouble somehow and we definitely got our money's worth. Now as a "senior", he is having more health issues and again, the insurance is paying for itself.

I've had Healthy Paws for over a year now, for both our dogs. Our rescue pup had all the usual medical problems associated with abandoned pets so the vet visits were common the first 6 months. Thankfully Healthy Paws was there to cover every illness or accident he had. But our biggest relief came when our old Cocker Spaniel went lame due to a bad knee that needed immediate surgery. Without hesitation we took him in knowing Healthy Paws not only covered the surgical procedure, but the meds and, most importantly, all the post-op therapy he would need to recover and be able to use the leg again without difficulty. The costumer service was flawless and sympathetic to our pets' suffering, and were quick to issue each refund as the bills added up. Their follow-up inquiries after each of our pets' injuries were throughtful and very kind. Couldn't have hoped for a better insurance company to take care of our furry babies and we are grateful we found Healthy Paws to care for them as much as we do. The week our Cocker Spaniel went into surgery I must have recommended this company to a dozen pet parents while at the clinics, to include my best friend who was looking for a trustworthy pet insurance. Everyone who loves their pet need to have a form of insurance that will cover medical bills, because no pet should be put down simply because one isn't able to cover a surgery that could save them and prevent further pain.

We've had ASPCA insurance for our two greyhounds for a few years now, and had submitted claims a few times before, but unfortunately those claims weren't classified as accidents or injuries (we just have the basic level of protection) and we didn't qualify for any reimbursement. In June though, one of our greyhounds had to have emergency surgery for an intestinal blockage, and then follow up treatment when he was bleeding internally. In the end he came through okay, but the bill was certainly pretty high. The vet's office was pretty skeptical about us getting anything back, but I submitted our claim anyway (it's a really easy process, and worth the time), and I'm certainly glad we did! The max refund per incident was only about half of the total amount we had to pay to the vet, but we were extremely glad to get that back! These days everyone is very skeptical about ever seeing any refunds from any kind of insurance company, but I can definitely say now that when accidents happen to your pets, it is more than worth it to have ASPCA Insurance coverage! The claim process is easy and quick, and they let you know about the decision of your claim pretty quickly, and best of all send out that check right away.

I have had pet insurance for almost 7 years now. My black lab, Belle, just had her second ACL surgery. The charge was $5600. Embrace processed her claim and sent a check ASAP. I would strongly recommend Embrace pet insurance to all pet owners. Having insurance saves me from having to make difficult decisions and from going bankrupt!!

Louboutin is the first puppy for whom I have elected to have insurance! So happy I did this! Unfortunately, he had some health issues early on and having Trupanion has helped with the financial ramifications to get him healthy!!

Louboutin is the first puppy for whom I have elected to have insurance! So happy I did this! Unfortunately, he had some health issues early on and having Trupanion has helped with the financial ramifications to get him healthy!!

Healthy Paws's insurance coverage is great and also they have great and friendly staff too! I had a different pet insurance before, but I switched to Healthy Paws after a lot of research about 1 1/2 years ago. I have three Persian cats and one of them was diagnosed "Pyometra" and she had to do surgery, "ASAP".  I had to pay around $2,000 as a deposit and also after surgery I paid $2,000 more. Total 4,000! Well, I didn't expect any insurance company to reimburse me such a big amount, but I filed a claim just in case. Surprisingly Healthy paws emailed me a few days later and they said they would reimburse 90% of it! I could not believe it! Really?!!?! I am so glad to have Healthy Paws insurance! They do care about pets and they did exactly what they said they would. I will recommend it to all my friends and I want to say THANK YOU so much!

I have been with Embrace for more than 3 years and I get more enthused about them all the time. I insure two dogs, one with severe neurological issues and another who was healthy as a horse and then developed an almost terminal condition unexpectedly. I think we have now spent around $35,000 dollars on the two of them and 90% was completely covered by Embrace. No arguments, no hassles, they simply do what they've agreed to do and with kindness as well. I find the Wellness plan to be more than worthwhile too- if you provide even the most basic vaccinations and flea preventative, you will more than make your investment back. I will always use Embrace and I encourage every person who adopts a dog (or cat) to get this. It's the best investment you could make and it insures your family member can get the health care they need. Bravo Embrace!!!!

We have nothing but great things to say about Healthy Paws. My somewhat accident prone pug has had his fair share of vet visits and every time I have sent in a invoice they email me the next day and it seems like I have a check no later than three days later every single time. They also follow up in a week with a personalized email asking how your pet is doing. We really love their customer service!