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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

IT'S JUST SO EASY!

They approved my threes cases at the same day and next day they deposited the money in my bank. They respond so quick and very kind to answer.I didn't have an insurance for my previous dog who past away with a cancer and I'm still paying it's vet bill. Now I'm so relief and secure. Thsnk you so much, Pets Best Insurance, YOU'RE THE BEST!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Saint Bernard
  • AGE OF PET: 1 - 8

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8

out of 10

Wellness Advantage

I only recently joined ASPCA Pet Insurance and have only used it once for a wellness visit. Was surprised how easy it was to submit a claim. I received a check in the mail which was very helpful since I am a retiree & have 2 other animals. Although you never know when you will need the insurance, I feel that if needed it will be there to help with medical bills.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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5

out of 10

Experiences & issures with ASPCA pet insurance

The dogs I currently have are the first of 8 previous dogs I've purchased insurance for. I've use the insurance for my Puggle puppy three times before she was 6 months old for gastro-intestional issues with medication. The first claim was large due to testing for the cause. It was a significant amount of money even after the deductable was applied. It took a total of 4 times of my Vet having to fax the medical records and me having to call three times before they could be found in your office. So it took almost 3 months for the claim to be completed. I was never contacted that there was a problem & only discovered it when I was notified that the claim had been denied because you didn't have the medical records. I'm on a limited budget and my vet is not willing to wait 3 months for their part of the payment. Needless to say this claim was not very satisfying and placed me in a very difficult position financially, which is what I hoped to avoid by purchasing the insurance. The other claims went smoothly and were paid within 3 weeks. Was this because I complained long & loud? I don't know, we'll see if/when I file amother claim. I am considering changing insurance providers, haven't made a decesion yet. I am going to recommend ASPCA to other pet owners only because there is no "we'll wait & see" choice.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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9

out of 10

Personal touch

While sometimes there is a lag in completing claims (this is rare) I am always kept updated on the processing of the claim. I appreciate knowing that my claims have not fallen into a black hole somewhere and that my claim will be processed. I always feel a personal touch with the claims folks at Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Under a year

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10

out of 10

Wish Trupanion Insured People

Trupanion is everything that people insurance isn't. no automated phone system. talk with helpful, caring people. low premium. easy claim filing. quick claim processing.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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9

out of 10

Great service but a bit misleading

Let it be known that even though the website says no medical history required to enroll. This part is true as they want your money. If you file a claim, you will need all your pets history from the time you got the pet. This is to protect the, from paying out claims for preexisting conditions, completely understandable. But I feel they should require this up front to avoid delays in processing and also denied claims. It took close to a month to complete claim because I had to go to several different vets and beg them to fax info to embrace. Vets are not fond of sharing their vet notes, note, i said vet notes, not just the receipts you get as a client. My claim was approved and I did receive my due amount in a timely manner after I got all the info faxed to them. Had I not been able to send them the vet info, my claim would not have approved and I would have been out the annual premium I paid for coverage. So be aware you need to request a medical review upfront otherwise you may be wasting your money if your pet has perexisting conditions. Overall I give them a 9. Would have been a 10 except for the pain of driving to old vets and getting info. Should of been told upfront.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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8

out of 10

Not a panacea

I insure four animals. One got sick. It cost about $3,000 to save her life. Eventually I was reimbursed, but my coverage was limited to $2,000. Yes, I was underinsured, but the cost of increasing coverage to, say, $5,000 for 4 animals would have been prohibitive. So it's a glass half full. Some say the insurance premiums are just a way to save up for the inevitable need. If I did not have some insurance, I may not have spent the money to save her life. Since I did have the insurance, I had to use it.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Peace of mind

I purchased Embrace pet insurance for the peace of mind that I have protection on both of my dogs in case of emergencies. Thankfully, they have not had any injuries, but the wellness benefit we receive has made purchasing insurance more affordable. I receive immediate responses to my claims and it is very easy for me track my claims. I really like Ebrace's customer service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Parson Jack Russell Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

great insurance

great insurance , everyone should have a policy for their pet
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Over 8 years

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8

out of 10

Very Helpful

We have insurance policies on both of our dogs and the one time we submitted a claim for our bulldog the staff was very good about letting us know what they needed from us and prior vets, etc. We have these plans in effect for our dogs in the case of any major medical emergency...for minor things such as vaccine reaction checkups and the like we usually choose to just self pay. However, if you would like peace of mind knowing that your dog is covered in the event of a major accident or illness I highly recommed Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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