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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Typical Insurance Racket

SHAME ON ASPCA!!! Every Claim was sent back with a NO. You have to call and argue for them to cover anything. They hide behind waiting periods as a way to deny claims. When you really need them they will not be there for you or your pet. Save your money, you will wind up paying for everything out of pocket anyway if you go with them. They are the WORST!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

very fast reimbursement

I am always impressed with how fast the claim is processed and the reimbursement issued. I recommend Trupanion to whoever will listen.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

A very happy customer.

My 6 year old dog was bitten by a rattlesnake 3 years ago and Pets Best Insurance paid $1800.00 of a $2200.00 bill. I was very pleased and satisfied with the process of the claim procedures and the amount covered. Last month the same dog got an infection in her toe and her nail had to be removed. Pets Best paid $564.00 of a $805.00 bill. I received by check in less than a week with updates by email along the way. I am very happy with Pets Best and I recommend them often.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Springer Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Claim for vaccine reaction.

Claim settled very quickly and efficiently.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful pet insurance company

Trupanion is quick to process claims without any problems and their customer service is very good. I recommend them to friends and anyone else. I am so glad I took out pet insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Lhasa Apso
  • AGE OF PET: Over 8 years

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8

out of 10

My pet insurance allowed me to treat my cat, Muffi

I had to get many tests to find out why my cat, Muffin, was losing weight including an ultrasound and liver biopsy. Without insurance I might have not been able to do all of this. Her weight has stabilized for now.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Longhair
  • AGE OF PET: Over 8 years

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10

out of 10

High recommend!

My first claim with Trupanion was covered with no problems, and I was so thankful that I selected their company for my puppy. Our German Shepherd is now 5-1/2 months old and was recently diagnosed with SIBO following a trip to an emergency veterinary hospital. It is nice to know that Trupanion was there for us and processed our claim in such a timely manner. We were able to obtain highly professional treatment and care for Anna at this specialty hospital thanks to our coverage with Trupanion. I had recommended this insurance company to my daughter when she got her puppy, and I am so glad that I went ahead and purchased it for our pup. My daughter has had her policy for three years and has never had a problem. Highly recommend!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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10

out of 10

Ella's Bilateral Shoulder Surgery

Rapid Pre-certification Process.Comprehensive Coverage. Care and concern and follow up were very good. Post surgery quick approval process. Streamlined paperwork.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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10

out of 10

The best out there!

I had VPI as my first pet insurance. After spending $8000 on cancer treatment for my 5 year lab mix (RIP Jada), VPI paid out less than $2000. My vet office told me about Trupanion! I did not renew my VPI insurance on my other dog. I have only had to make small claims on my current two dogs (Stella and Buddy). Those small claims I received over 75% of my total vet bill. Buddy was hit by a car in February 2013, after emergency vet visit ($600) and oral surgery ($1900); Trupanion paid out $1700. I was so shocked that we recieved such a large return compared to VPI. The claims were processed in less than week! I will always cover my pets with Trupanion and tell all of my pet loving friends about them!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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5

out of 10

Buyer beware on "pre-existing" pet health issues

We have had three cats covered by the ASPCA Pet Insurance plan since 2008. In general the plan has provided the type of insurance support advertised. Most years we had no claims or claims less than the cost of purchasing the insurance. However in 2013 we have had a major challenge with the insurance plan. We submitted an insurance claim for a $2,500 procedure and it was denied because we had crossed 11 days into a new coverage year and because the pet’s illness had begun earlier it was now considered a “pre-existing condition”. After discussing on the phone with the ASPCA Pet Insurance claims individual and the supervisor, who were professional in their interactions, their answer was still to deny the claim. Even though we have been continuously covered for 5 years for all three cats and had not submitted any claims for the earlier veterinary assessments and felt that there was a change in diagnosis prompting the major assessment, it was considered “pre-existing”. In fact, no matter what the diagnosis or how slow the progression of a disease if the ASPCA can prove that at any time (even a day) earlier in the previous covered year there was any indication of illness then its “pre-existing” and not covered. Anyone signing up for ASPCA Pet Insurance should be fully aware that if their pet becomes ill at any point in a covered year and they do not fully resolve the illness in that year they will not be covered when the new policy year begins, no matter the reasoning. We obvious
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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