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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

For Accidents and Illnesses

I never thought I would need to use pet insurance but bought it just in case (I have the plan for accidents/illnesses). As a vet assistant I've seen too many times when pet owners cannot afford to do the very best for their pets and have to settle for less expensive options. My dog is my family and as such I wanted to be prepared in case anything were to happen. Unfortunately, I have had to use the insurance a few times. My dog got into rat poison, xylitol from gum, bite wound, back pain, broken tooth extraction, scratch on her eye, and this is all within the past few years. The total for those vet bills is at least a couple thousand, but with insurance I've saved a ton of money being reimbursed for 90% of the bill most of the time. I'm hoping we won't run into anymore issues, but I have peace of mind knowing that if something does happen I will be reimbursed for most of the money I've spent on treatment. ASPCA has been wonderful. They always call to follow up and see how my dog is doing after a claim has been submitted. The claim form is very easy to fill out and does not require a veterinarian signature (a lot of insurances require this which requires another trip back to the vet just for a signature). If they have any questions about treatment, diagnosis or medical records they contact the veterinarian themselves. Overall I am very happy with ASPCA. My only critique is that the costs have been going up each year, but I sort of expect that to happen with any insurance premium.
  • INSURER: ASPCA
  • POSTED: 01/25/2016
  • BY: Mary
  • BREED: Sheltie
  • AGE OF PET: 7 - 10

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5

out of 5

Amazingly impressed. Two thumbs up!

Unless I planned to take my extremely energetic Oreo (2.5 year, Terrier mix)on a long flight trip to DC, I wouldn't think of having a dog insurance. As a precaution, I decided to have one. I found this company while I was browsing and chose it based on the review. Month and half later, Oreo was chased by multiple dogs in the dog park in LA and he started limping next day. His leg was checked and diagnosed as a torn ACL that required a surgery. Surgery was performed and cost me nearly $3000. As described in the plan, Healtypaw reimbursed 90% of all the cost within 2 weeks. Claiming process via online is very easy, too. I very thankful to HealthyPaw for taking care of our furry friends' health and owners, too. It deserves the wonderful reputation.
  • INSURER: Healthy Paws
  • POSTED: 01/25/2016
  • BY: Bongim
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

There when you need them

Our recently adopted cat decreased his food intake Saturday and on sunday he totally stopped eating. this can be life threatening for a cat and we rushed him to the emergency. we was very well taken care of and fully recovered in one week. we sent our claim the same day and everything was easy and fast and we only had to focus on Hunter's recovery. I have recommended to all my pet owners friends to get Healthy Paws pet insurance. the last thing you need when your pet is sick is to worry how much every procedure or test is going to cost you. you want to be fully covered and be focused on your furry baby! worth every penny!
  • INSURER: Healthy Paws
  • POSTED: 01/25/2016
  • BY: Silvia
  • BREED: Domestic Longhair
  • AGE OF PET: 7 - 10

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5

out of 5

Long time customer

Have had embrace for my pets for over 8 years.Had dog with cancer cover over 10K before he died. Currently have dog and cat covered. Always get quick return on claims. Coverage is accurate as stated on policy. Customer service always quick and polite.
  • INSURER: Embrace
  • POSTED: 01/25/2016
  • BY: Juliann
  • BREED: Miniature Schnauzer
  • AGE OF PET: Over 11 years

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5

out of 5

Trupanion is very professional and friendly.

Our dog was very sick with gastrointestinal problems. Trupanion paid their portion of the insurance claim in a prompt and professional manner. They were also very friendly during telephone calls I had with them.
  • INSURER: Trupanion
  • POSTED: 01/24/2016
  • BY: Judith
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Trupanion is very professional and friendly.

Our dog was very sick with gastrointestinal problems. Trupanion paid their portion of the insurance claim in a prompt and professional manner. They were also very friendly during telephone calls I had with them.
  • INSURER: Trupanion Canada
  • POSTED: 01/24/2016
  • BY: Judith
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Timely payment

I've been with Petsbest insurance for 8-9 years or so and have been satisfied with their service. Other than one claim where my dog ate something she wasn't suppose to, I would recommend their service. My advice would be for potential customers is to read and understand the policy. You don't want to get caught by surprise - in any insurance policy. One incident recently (day after Christmas) the policy saved my bacon. My dog suffered hemorrhagic gastroenteritis and her normal vet office was closed so had to take her to a 24/7 emergency hospital. After a two day stay, she was out of the danger zone but the bill was astronomical. But Petsbest paid out in two weeks.
  • INSURER: Pets Best
  • POSTED: 01/24/2016
  • BY: Sam
  • BREED: English Setter
  • AGE OF PET: Over 11 years

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1

out of 5

Rip Off

I had my four dogs insured with ASPCA for going into the fourth year with out interruption, or one claim. In November I renewed all policies and paid around eighteen hundred in advance. Read my Yelp review. I brought my Westie in to my vet to be treated for a cyst. The bill ame to five hundred fifty dollars. ASPCA denied the claim siting an ambiguous language that the dog had a previous existing condition. Where I come from if the animal is insured for over three years how can it be considered a pre existing condition. They accepted my payments for three years. This company does this all the time. This is how they get out of paying out on claims. I have since stopped my payment on my credit card for the policies. Research and go with one that is reviewed in the ten best category.
  • INSURER: ASPCA
  • POSTED: 01/23/2016
  • BY: Rich
  • BREED: West Highland White Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

Great Insurance, Great People!

I have had my dog Archie insured with Healthy Paws for over a year. Every time they have been both super fast at processing claims and their coverage has been outstanding. Early in January my dog fractured a disk in his spine and he had both his rear legs paralyzed so he had to get back surgery. It was such a relief to be able to tell the doctor to do whatever they needed to do to help my dog and have the peace of mind that Healthy Paws will come through and cover the expense, and they did! Within a few days of submitting the claim it was processed and the coverage was exactly as expected, no tricks or hidden fees. Right now my dog is having physical therapy and recovering from his surgery. The doctor is positive that he will be able to walk again so we couldn't be happier.
  • INSURER: Healthy Paws
  • POSTED: 01/23/2016
  • BY: Jose
  • BREED: Basset Hound
  • AGE OF PET: 7 - 10

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5

out of 5

Prompt and excellent service

We have two Cavalier King Charles pups, both which are covered by Embrace. Our 4 year old was found to have high liver enzyme readings after a blood test. Exploratory surgery was accomplished which revealed liver disease, poor liver color and an enlarged pancreas. Embrace covered all costs in accordance with the policy and covered without question. I would highly recommend to anyone who has a loving pet to consider pet insurance with Embrace.
  • INSURER: Embrace
  • POSTED: 01/23/2016
  • BY: Beverley
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 7 - 10

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