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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Soft Palette Surgery

Hello, I am just writing to say Embrace is a wonderful company. They paid out on a claim of nearly $6,000 with zero back and forth. The situation is difficult as it is and not having to have the financial worries eases the burden a little bit. Would certainly recommend.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Over 8 years

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10

out of 10

Professional & efficient

The Embrace claim staff communicated very well, and provided fast responses. They stayed on top of my claim while I waited for a previous vet office in a different country to respond; great work.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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1

out of 10

Blind Shot

Embrace or who ever this insurance company is, hides behind a curtain waiting to hide behind assumptions that would allow them to deny a claim or worse yet, know they will not cover your pet for an exclusion. You buy the policy and pay for a premium that you assume will cover your pet for all accidents, or an illness. The company then contacts your Vets for your pets history which is a good practice. They discover that they will not cover one or more illness or accidents but NEVER SEND AN ADDENDUM TO THE ORIGINAL POLICY AND PROVIDE YOU WITH A LOWER RATE SINCE THEY WILL NOT COVER SOME ISSUES. They wait until you run up a Vet bill then let you know there was a prior exemption and will not cover the bill. I wonder what would happen if the owner cannot afford the bill but in good faith feel they are covered with this so called insurance. Last but not least they place themselves as knowing more about your pet and issues then a Vet Specialist. Beware and think about your way of seeking justice and putting an end to this salient way to be more profitable.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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1

out of 10

Don't Trust!

New kitten that was fully covered for all of his health issues including nose and allergies until he was just over a yr. old and needed sinus surgery which cost $3,500. Once that claim was filed, suddenly it was a pre-existing condition. Embrace says that because the vet noted my cat had a dry nose during his "kitten" exam that anything with the nose is pre-existing. Event though the vet wrote a letter to Embrace saying the dry nose had nothing to do with the internal sinus cavities. This company is a fraud!!! Run away from them don't buy a policy. Also, pet insurance is unregulated, Embrace may do and decide as they want. Scam!
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Savannah
  • AGE OF PET: 1 - 8

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10

out of 10

love Healthy Paws

I have been with Healthy Paws 2 years and have 2 pets insured with them. I have probably submitted about 10 claims between my 2 dogs. Most were small claims with 1 being a major surgery. In all cases, my claims were resolved and checks received in around 2 weeks. Healthy Paws has been very good to my pet family.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Toy Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

You need Healthy Paws pet insurance.

I cannot recommend Healthy Paws highly enough. My dog, Franklin, had a series of mast cell tumors that had to be removed, which necessitated a battery of additional testing, hospital stays, and additional cancer screens. All told, the cost was well over $7,000, and I had to submit two dozen requests for reimbursement. Healthy Paws took care of every single one of them, without complaint, haggling, discussion about what was covered, etc. They are the best.When your pet is sick, you have enough stress to worry about without having to consider whether you can afford treatment. I am so thankful that I didn't have to decide between treating Franklin or not based on whether I had enough money in the bank. Do yourself a favor and sign up for this today.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing!

Healthy Paws has truly been excellent! I've had to use my pet insurance a couple times for various surgeries and illnesses and they have always paid as advertised. We are very fortunate to be covered by Healthy Paws as my dogs will always get the best care needed!
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

DidnT Understand The Last Not…"

Didnt understand the last notice or determination that was sent."
  • INSURER: Pets Best
  • POSTED: 08/30/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET:

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1

out of 10

No Positive Outcome, Which Sur…

No positive outcome, which surprised me because according to the vet explanation, the service should been covered. Im looking for different insurance. Disappointed "
  • INSURER: Pets Best
  • POSTED: 08/30/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET:

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1

out of 10

It Was An Illness I Should Be …

It was an ILLNESS I should be reimbursed something.
  • INSURER: Pets Best
  • POSTED: 08/30/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: Over 8 years

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