Best Pet Insurance in Texas 2024

Pet insurance in Texas is surprisingly affordable, and it helps to ensure that if the worst should happen, your furry friend can get the treatment they need.

Why Pet Insurance in Texas is Important

In the picturesque state of Texas, pets are an integral part of our families, providing boundless joy and companionship.
Get a free pet insurance quotes and find the best plan for your pets.
But, with 1 out of 3 pets needing emergency vet care in their lifetime, many pet parents live with constant stress, wondering if they can afford treatment should something happen. And that’s where pet insurance becomes crucial. Pet insurance in Texas is surprisingly affordable and helps ensure your fur baby gets the care they need should an unexpected accident or illness occur.

How to Choose the Best Pet Insurance in Texas

Vet bills are expensive, and 80% of pet parents say they could not afford a $5,000 vet bill if the worst happened. Having pet insurance in Texas is the best way to protect your pet against injury, illness, and other emergencies. With some plans paying up to 90% of the vet bills, insuring your pet is one of the most important investments you can make. 

But how do you choose a pet insurance policy that’s right for you? That’s where we come in. Pet Insurance Review is an unbiased source of information to help you make the best financial decision for your family. We compare prices from pet insurance providers across the state that have proven track records for quality coverage and a willingness to stand by pet parents when they need help. 

But perhaps even more important, we have collected over 150,000 honest reviews of pet insurance providers from pet parents just like you. We use these reviews to rank the top companies in the marketplace. This makes it incredibly easy to find a reputable company with a proven track record of exceptional customer service.

Top Pet Insurance Providers of 2024 in Texas
Rating Provider Total Review
4.4 AKC 889
4.7 ASPCA 5,688
4.9 Embrace 10,254
4.9 Fetch 171
4.4 Figo 587
4.7 Hartville 164
4.9 Healthy Paws 7,454
4.9 Lemonade 767
3.4 ManyPets 10
4.7 MetLife 402
4.8 Nationwide 21,391
4.3 Pet Assure 12
4.7 PetPartners 98
4.5 Pets Best 7,181
4.3 Pumpkin 54
4.7 Spot 159
4.8 Trupanion 55,007

How Much is Pet Insurance in Texas?

Cost of pet insurance coverage in Texas will vary based on a few different factors. Your specific location and zip code definitely comes into play. Those pet parents residing in a big city in Texas will likely pay more than those in a smaller, rural area. 

The age of your pet will also impact your monthly premiums. Like older people, older pets tend to have more health issues that require more medical care. That’s why it’s always a good idea to enroll your fur baby when they are young and healthy as you’ll get the lowest rate possible.

And finally, your fur baby’s breed and species will also impact price. Dogs will usually cost a bit more than cats to insure, and certain breeds of dog with certain hereditary conditions may cost even more.

To give you a general idea of how much it costs to insure dogs and cats in Texas, take a look at the following charts:

Most popular dog breeds insured in Texas
Breed Average Monthly Cost
Other Mixed Breed $68.79
Great Pyrenees $93.45
Golden Retriever $68.49
French Bulldog $74.95
Boxer $41.22
Teacup Yorkie $38.80
Siberian Husky $47.01
Shih Tzu $67.38
Malti-Poo $12.94
Labrador Retriever $57.17
Data source date 60 days, based on user selected percentage
Most popular cat breeds insured in Texas
Breed Average Monthly Cost
Domestic Short Hair $33.13
Other Mixed Breed $21.66
American Shorthair $30.54
Data source date 60 days, based on user selected percentage

The best pet insurance in Texas really comes down to a policy you can comfortably afford with a provider who has a history of taking excellent care of their customers. We hope to help you find just that!

Our Pet Parents reviews

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5

out of 5

Amazing Claim Service

I have worked in claims many years and have never found a company with such quick turnaround on a claim. I needed clarification on a point and the claim representative was cheerful and well informed.

5

out of 5

So far-So good

After the first year of our dog’s life I realized I’d better get pet health insurance. He suffered from weird allergies and I read that Irish Wolfhounds can be prone to strange illnesses and early death. I chose ASPCA because the premiums seemed fair. I decided on paying a little extra for the 90% b...

5

out of 5

Embrace is Tops

I haven't had to file a claim yet but I want to say that my experience with customer service, with signing up and with the company's willingness to listen to me when I thought they'd made an error in the review of one of my cats medical histories has been excellent. Staff are friendly, cordial, prof...

5

out of 5

fetch claim

everything done by email; claim was paid by check. have all pdf documents from vet to make claim.

5

out of 5

Happy with FIGO

I've been with FIGO for alsmost 9 years now, 8 German Shepherds. They've been a great company to do business with. Claim's are processed quickly. Price is fair even with the increases that they all do every year. Will never go without pet insurance.

5

out of 5

Strongly recommend

I strongly recommend Hartville pet insurance. First of all, read your policy and know what is covered and what isn’t, and then you won’t be disappointed and leaving poor reviews. That said, this insurance has been fantastic for me and my pets. I have had four dogs under policies and yes, it’s a big...

5

out of 5

Excellent!

Extremely happy with the service provided by Health Paws Insurance!! They have always been very quick to process our claims. Most recently, our dog's surgery had a claim and funds processed within 48 hours. The business operations seem solid, and the team reached out to check in on my dog after surg...

5

out of 5

Huck

This was the smoothest insurance claim ever! The app isn’t working right for me and the customer service I received was top notch. I was so stressed about sweet Huck (who is doing perfectly) and the ease of working with Lemonade made all the difference! Thank you!!

5

out of 5

ManyPets Insurance

I have had excellent experiences with ManyPets! Their customer service is always outstanding and claims are settled in a very timely manner. I have 2 dogs covered by this company.

5

out of 5

Impressive

I find that Met Life processes my claims in a reasonable amount of time and refunds are processed quickly. I've never needed to call them for any of my claims.

5

out of 5

Nationwide review

I have had Nationwide for years. It has helped with some very expensive vet bills. Peace of mind

5

out of 5

Fast and Easy

Impressed with the ease of submitting my claim. Customer service was very helpful guiding me through the claim steps! Highly recommended

5

out of 5

Arshy Torres

Excelente!!!

5

out of 5

Life saver

My dog got sick and diagnosed with MUE, scary stuff for us and her. I'm thankful I have Pets Best for these scary times, they made filing a claim easy and informed me right away they received my claim. The only part I feel takes too long is the payout time. Once the EOB is sent I feel the payment...

5

out of 5

Covered dog's emergency visit and TPLO surgery due to injury/CCL tear

We are lucky we signed up for pumpkin. We talked about it for a while and never did and then decided to right before a trip and an annual checkup with the vet. That week, our dog went to jump on the bed and tore her right CCL and needed TPLO. Had to send pumpkin a million documents from her vet visi...

5

out of 5

Bivvy Insurance

This review is for Bivvy. They had the best prices, fastest turnaround, helpful on--line or on phone. So easy and quick filing claims on line, had my money within a couple days. Unfortunately, they went out of business which is so sad. When they closed they suggested using Spot. My insurance wi...

5

out of 5

Treated with care and concern

Very impressed at the courteous and speedy way with which my claim was handled. From my first contact to the final approval email, I was treated with care and concern for Bella.

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