Best Pet Insurance in New Jersey 2024

Pet insurance in New Jersey is surprisingly affordable, and it helps to ensure that if the worst should happen, your furry friend can get the treatment they need.

Why Pet Insurance in New Jersey is Important

In the picturesque state of New Jersey, pets are an integral part of our families, providing boundless joy and companionship.
Get a free pet insurance quotes and find the best plan for your pets.
But, with 1 out of 3 pets needing emergency vet care in their lifetime, many pet parents live with constant stress, wondering if they can afford treatment should something happen. And that’s where pet insurance becomes crucial. Pet insurance in New Jersey is surprisingly affordable and helps ensure your fur baby gets the care they need should an unexpected accident or illness occur.

How to Choose the Best Pet Insurance in New Jersey

Vet bills are expensive, and 80% of pet parents say they could not afford a $5,000 vet bill if the worst happened. Having pet insurance in New Jersey is the best way to protect your pet against injury, illness, and other emergencies. With some plans paying up to 90% of the vet bills, insuring your pet is one of the most important investments you can make. 

But how do you choose a pet insurance policy that’s right for you? That’s where we come in. Pet Insurance Review is an unbiased source of information to help you make the best financial decision for your family. We compare prices from pet insurance providers across the state that have proven track records for quality coverage and a willingness to stand by pet parents when they need help. 

But perhaps even more important, we have collected over 150,000 honest reviews of pet insurance providers from pet parents just like you. We use these reviews to rank the top companies in the marketplace. This makes it incredibly easy to find a reputable company with a proven track record of exceptional customer service.

Top Pet Insurance Providers of 2024 in New Jersey
Rating Provider Total Review
4.4 AKC 889
4.7 ASPCA 5,685
4.9 Embrace 10,254
4.9 Fetch 171
4.4 Figo 586
4.7 Hartville 164
4.9 Healthy Paws 7,440
4.9 Lemonade 755
3.2 ManyPets 9
4.7 MetLife 390
4.8 Nationwide 21,391
4.3 Pet Assure 12
4.7 PetPartners 98
4.5 Pets Best 7,175
4.3 Pumpkin 54
4.7 Spot 159
4.8 Trupanion 55,003

How Much is Pet Insurance in New Jersey?

Cost of pet insurance coverage in New Jersey will vary based on a few different factors. Your specific location and zip code definitely comes into play. Those pet parents residing in a big city in New Jersey will likely pay more than those in a smaller, rural area. 

The age of your pet will also impact your monthly premiums. Like older people, older pets tend to have more health issues that require more medical care. That’s why it’s always a good idea to enroll your fur baby when they are young and healthy as you’ll get the lowest rate possible.

And finally, your fur baby’s breed and species will also impact price. Dogs will usually cost a bit more than cats to insure, and certain breeds of dog with certain hereditary conditions may cost even more.

To give you a general idea of how much it costs to insure dogs and cats in New Jersey, take a look at the following charts:

Most popular dog breeds insured in New Jersey
Breed Average Monthly Cost
Other Mixed Breed $60.78
Goldendoodle $37.98
Pit Bull $107.94
Puggle $66.97
Poodle $84.91
Labrador Retriever (Chocolate) $67.01
German Shepherd $59.40
French Bulldog $103.42
English Bulldog $133.59
Chihuahua $41.83
Data source date 60 days, based on user selected percentage
Most popular cat breeds insured in New Jersey
Breed Average Monthly Cost
Domestic Shorthair Mix $55.98
Domestic Short Hair $43.01
Siamese $49.23
Other Mixed Breed $55.38
American Shorthair Mix $113.62
Data source date 60 days, based on user selected percentage

The best pet insurance in New Jersey really comes down to a policy you can comfortably afford with a provider who has a history of taking excellent care of their customers. We hope to help you find just that!

Our Pet Parents reviews

hand swipe
5

out of 5

Amazing Claim Service

I have worked in claims many years and have never found a company with such quick turnaround on a claim. I needed clarification on a point and the claim representative was cheerful and well informed.

5

out of 5

Incredible service

ASPCA Pet Insurance is by far the best I have ever had. I purchased pet insurance for my dog and my cat the first day that I brought them home. You never know what can happen to your animals. What you do know is a veterinary bill will always be high. Unfortunately my dog developed severe allergies....

5

out of 5

Embrace is Tops

I haven't had to file a claim yet but I want to say that my experience with customer service, with signing up and with the company's willingness to listen to me when I thought they'd made an error in the review of one of my cats medical histories has been excellent. Staff are friendly, cordial, prof...

5

out of 5

fetch claim

everything done by email; claim was paid by check. have all pdf documents from vet to make claim.

5

out of 5

Happy with FIGO

I've been with FIGO for alsmost 9 years now, 8 German Shepherds. They've been a great company to do business with. Claim's are processed quickly. Price is fair even with the increases that they all do every year. Will never go without pet insurance.

5

out of 5

Strongly recommend

I strongly recommend Hartville pet insurance. First of all, read your policy and know what is covered and what isn’t, and then you won’t be disappointed and leaving poor reviews. That said, this insurance has been fantastic for me and my pets. I have had four dogs under policies and yes, it’s a big...

5

out of 5

OUTSTANDING

Over three days at two separate critical care veterinary offices our dog required over $10,000 of tests and care after collapsing for no apparent reason. Fortunately, our sweet girl made it through the ordeal and is on the road to recovery. The emotional roller coaster was made so much easier knowin...

5

out of 5

Lemonade is Refreshing!

The application and claims process is clear and seamless, and timely.

5

out of 5

Best Pet Insurance...so far

Many Pets has been so awesome! What's really nice is they give you a break when it comes to pre-existing conditions. Meaning after so many months not having any issues, they wipe the slate clean and it's no longer pre-existing. Cooper has been doing well with not having to go to the vet for his all...

5

out of 5

Great insurance company

I have 3 dogs. So you know how many claims I am submitting. Met Life is everything I expected. Customer service helped me with my first submissions. Once you understand their system, everything is a go. I don't think people understand 10-15 days is business days not calendar.. Payment is easy after...

5

out of 5

Nationwide review

I have had Nationwide for years. It has helped with some very expensive vet bills. Peace of mind

5

out of 5

Fast and Easy

Impressed with the ease of submitting my claim. Customer service was very helpful guiding me through the claim steps! Highly recommended

5

out of 5

Arshy Torres

Excelente!!!

5

out of 5

A MUST HAVE FOR YOUR FUR BABY

I purchased this insurance for Luna as soon as I got her home from the breeder. The entire process was very simple and I loved that I could pick a plan to fit my needs for Luna. It’s been a year now and I’ve sent in several claims and they were very quick to respond and direct deposit is the way to...

5

out of 5

Covered dog's emergency visit and TPLO surgery due to injury/CCL tear

We are lucky we signed up for pumpkin. We talked about it for a while and never did and then decided to right before a trip and an annual checkup with the vet. That week, our dog went to jump on the bed and tore her right CCL and needed TPLO. Had to send pumpkin a million documents from her vet visi...

5

out of 5

Bivvy Insurance

This review is for Bivvy. They had the best prices, fastest turnaround, helpful on--line or on phone. So easy and quick filing claims on line, had my money within a couple days. Unfortunately, they went out of business which is so sad. When they closed they suggested using Spot. My insurance wi...

5

out of 5

Efficient process

I have come to rely on Trupanion's Customer Service for excellent service no matter the situation. Folks there are calm and well-informed so they can answer questions and process claims effectively. Their courtesy is seldom found among others in their line of work. Many cheers and thanks for handlin...

Get a quote today

Leave a review