Insurers

Pet Insurance Companies

Pet Insurance Review can help you compare policies from a growing range of pet insurance providers across the United States and Canada.

We’ve compiled the most useful information for each insurer on levels of coverage, reimbursement options, exclusions and deductibles, so you can compare the value of different pet insurance plans and be better informed when it comes to choosing the best pet insurance for you and your pet. You can also read the reviews of thousands of other pet parents for each insurer by clicking their “view insurer” button below. Click the gold “get a quote” buttons to get a quote direct from a particular insurer or use our quote form to get quotes from several leading insurers.

 

Trupanion US

Average customer rating

9.5 Out of 10
Number of reviews
29028

Trupanion Pet Insurance provides “medical insurance for the life of your pet” with any veterinarian in the United States, Canada, and Puerto Rico.

Trupanion

Average customer rating

9.3 Out of 10
Number of reviews
14701

Trupanion makes things simple by offering one plan that pays 90% of actual veterinary costs for eligible claims once the deductible for that condition is met. They are the only provider that has the option to pay your veterinarian directly and can do so in 5 minutes or less, you simply take care of your portion and Trupanion will work with your veterinarian to pay the remainder.

Embrace Pet Insurance

Average customer rating

9.3 Out of 10
Number of reviews
10099

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.

Learn more about Embrace's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Pets Best

Average customer rating

9.1 Out of 10
Number of reviews
6663

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.

Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Healthy Paws Pet Insurance

Average customer rating

9.7 Out of 10
Number of reviews
6210

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.

Learn more about Healthy Paws' plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

ASPCA Pet Health Insurance

Average customer rating

9.1 Out of 10
Number of reviews
5549

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.

Learn more about ASPCA's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Petplan USA

Average customer rating

9.2 Out of 10
Number of reviews
5196

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Petplan Canada

Average customer rating

9.1 Out of 10
Number of reviews
3867

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

PetFirst

Average customer rating

7.6 Out of 10
Number of reviews
1285

PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed.  PetFirst’s pet insurance plan is one of the most comprehensive on the market, and is available in all 50 states.

Learn more about PetFirst's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

AKC Pet Insurance

Average customer rating

8.7 Out of 10
Number of reviews
754

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003.

Learn more about AKC's pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

24PetWatch

Average customer rating

6.0 Out of 10
Number of reviews
892
us
canada

24PetWatch Pet Protection Services is a leading provider of pet insurance to North American and Canadian pet owners. As well as offering pet health insurance, 24PetWatch provides lost pet recovery database management services for people and their pets.

Learn more about 24 Petwatch's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

Pets Plus Us

Average customer rating

8.1 Out of 10
Number of reviews
381

Pets Plus Us is a leading Canadian pet insurer whose goal is to help pet owners deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pet Plus Us provides its Blue Ribbon Benefits free with any coverage plan.

Learn more about Pets Plus Us plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Hartville Pet Insurance

Average customer rating

9.4 Out of 10
Number of reviews
141

Hartville Pet Health Insurance is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. 

Learn more about Hartville's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Prudent Pet

Average customer rating

9.7 Out of 10
Number of reviews
123

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!

They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.

Spot Pet Insurance

Average customer rating

9.9 Out of 10
Number of reviews
95

Cesar Millan, Chairman of Spot Pet Insurance, is using his voice to educate pet owners on the real benefits of pet insurance. This is especially important at a time when vet care is becoming more expensive each year. Spot and Cesar’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it's important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends.

Petsecure

Average customer rating

4.7 Out of 10
Number of reviews
189
canada

Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits.

Learn more about Petsecure's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

PetPartners

Average customer rating

9.2 Out of 10
Number of reviews
96

As one of the first pet insurance providers in the U.S., PetPartners has offered affordable, comprehensive coverage across all 50 states since 2002. Its customizable plans allow owners to choose coverage that meets their individual needs and budget. 

Learn more about PetPartners's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

PetPremium Pet Insurance

Average customer rating

9.2 Out of 10
Number of reviews
82
us

PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience.

Learn more about Pet Premium's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

Pumpkin Pet Insurance

Average customer rating

9.6 Out of 10
Number of reviews
13

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component - preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.

Eusoh

Average customer rating

8.6 Out of 10
Number of reviews
14

Eusoh is a new crowd-sharing platform that provides a secure, affordable and transparent way for pet-owners to share veterinary expenses. Eusoh is NOT insurance - instead, it provides the same financial protection through the only community-based cost-sharing solution available today. Eusoh brings members into a pet-loving community where you can join or create groups to share veterinary expenses.

Learn more about Eusoh's solution and read customer reviews so you can make an informed choice about how you cover veterinarian expenses. 

Pet Assure

Average customer rating

9.4 Out of 10
Number of reviews
9

Pet Assure Veterinary Discount Plan saves you money on your pets’ healthcare every year by giving you access to quality veterinary care at a discounted rate. With Pet Assure, you receive an instant 25% discount on all in-house medical services at participating veterinarians, including savings on every wellness, sick and emergency care visit.

Learn more about Pet Assure's discount plan and read customer reviews so you can make an informed choice about how you cover veterinarian care costs.