Spot Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 147

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 4.1
  • 4.9
  • Count
  • 0
  • 14
  • 147
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage.  This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash. With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
5

out of 5

POSTED: | BY: George Sheahdeh

Quick Reimbursment

Spot's website was super easy to navigate I got a quote within minutes. When I filed a claim for my Mango (my new frenchy) I got reimbursed within no time! Highly recommend the preventative care!
5

out of 5

POSTED: | BY: joseph Forkin

Satisfied with Spot

I was searching for a new pet insurance provider after my past one had too many big of changes with rates. I switched to Spot a few months ago and have been very satisfied with how much i'm paying each month, along with the service when i have any questions! Definitely recommend spot if you're looking for a trustworthy company
5

out of 5

POSTED: | BY: Anthony Gomez

Greatest pet insurance company

Amazing plan, I have 90% reimbursement, 250 deductible, and 10k limit. Super impressed with this company and how they treat policy holders.
5

out of 5

POSTED: | BY: Mike H

Great Customer Service!

Haven't had to use the insurance yet, I am very satisfied with their customer service and Amazon promotion!
5

out of 5

POSTED: | BY: Isabella Wolski

Great coverage!

Great company and great coverage! You can customize your policy, add preventive care and dental is included! My dog broke a tooth as he is a heavy chewer and I was able to use my plan to cover treatment! No more bones for him for awhile!

Monthly Cost

Monthly cost varies due to multiple factors including: species, breed, age at enrollment, and postal code.

Coverage

Accidents & Illnesses, Hereditary & Breed Specific Conditions, Exam & Diagnostic Fees, Lab Tests, X-rays, Ultrasounds, Hospitalization & Surgeries, Medications & Therapeutic Diet, Physical & Rehabilitative Therapies, Alternative Treatments, and more! To view a full list of inclusions check out our sample policy here.

Payout Limits

Annual limit of $5,000, $10,000, $20,000, or Unlimited depending on the plan chosen.

Deductible

Age-based annual deductible of $100, $150, $200, $250 or $300.

Age Limits

  • Dogs: 8 weeks through 10 years, 11 months
  • Cats: 8 weeks through 12 years, 11 months
  • Accident Only plan option can be offered regardless of upper age limits

Waiting Period

  • Accident Only Plans: Next day coverage for eligible accidents
  • Named Peril Illnesses – 3 days
  • Accident & Illness Plans – 14 days

Exclusions

The most common types of conditions not covered are pre-existing conditions, breeding or pregnancy care, cosmetic surgeries and wellness coverage (optional wellness plans available as an add-on). To view a full list of exclusions check out our sample policy here.

Provider website
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets. Insurance plans are underwritten by Northbridge General Insurance Corporation and administered by PTZ Insurance Services Ltd. Insurance plans are marketed and produced by Spot Pet Insurance Services, ULC. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Coverage availability varies by province. Not available in Quebec. Preventive Care reimbursements are based on a schedule. Accident & Illness insurance reimbursements are based on eligible treatments and invoice amounts.
Provider website

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