Pumpkin | Pet Insurance Review

4.7

out of 5

Number of reviews 2,593

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Jac

A Great Investment in my Pet's Health

Always a good experience with Pumpkin Insurance. My kitty now has kidney disease and it's really comforting to know I have the support of insurance so I do not have to spare expense for my boy. It was a great investment to do for a few years so eventually it would cover health expenses. Pumpkin usually gets to my claims within a week and the money is deposited into my account the day the claim is reviewed. My one phone call discussing what was covered when I first signed up was very helpful and the employee was kind. All employees I have emailed with have been very pleasant and punctual. Can't recommend enough, just please understand it's an investment in the future and not something to get after your pet has been diagnosed.
Read more on Trustpilot
5

out of 5

POSTED: | BY: happy customer

Company paid as they promised they…

Company paid as they promised they would pay, and they paid the claim quickly. Excellent customer service when speaking with representative.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Charlotte Hodges

Very efficient

Very efficient! Received reimbursement in less than a week. Also very pleasant and helpful with any questions or issues.
Read more on Trustpilot
5

out of 5

POSTED: | BY: cheryl craig

My first experience with pet insurance…

My first experience with pet insurance since we had mainly adopted much older cats and some with chronic health issues. I added the wellness coverage as well and his annual exam, fecal, rabies shot and standard cbc were covered. Filing the claim was quick and easy and payment was fast. I hope my cat has a long and healthy life but rest easier knowing I will never have to refuse necessary treatments due to cost since I am now retired. I looked long and hard at other companies, but Pumpkin was the best deal for my needs.
Read more on Trustpilot
5

out of 5

POSTED: | BY: MICHELINE ROSS

Always very prompt with processing…

Always very prompt with processing claims . They keep in touch with notifications as to what’s going on .
Read more on Trustpilot
Please leave a review

Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
Provider website

Get a quote today

Leave a review