Pumpkin | Pet Insurance Review

4.7

out of 5

Number of reviews 2,558

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Susan

I have unfortunately had to depend on…

I have unfortunately had to depend on pumpkin instead of for many issues . The company is kind of, helpful considerate and prompt . Wish my ins was so good
Read more on Trustpilot
5

out of 5

POSTED: | BY: Alexandra

Pumpkin is worth it!

I've had Pumpkin for a few years now but haven't needed it until a couple of weeks ago for my cat. At the end of the vet visits/stay, the bill was almost $2000, and I submitted my claims and after my deductible was met, everything was covered. The claims were all processed within a few days and the money was in my bank account soon after! It made all the difference to have that peace of mind during that ordeal and I'm really glad to have Pumpkin.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Tracy Brooks

Pumpkin is always quick to review…

Pumpkin is always quick to review claims, is reasonable cost for peace of mind for pet owners. Their website is user friendly and I like they offer different type programs to fit everyone’s needs.
Read more on Trustpilot
5

out of 5

POSTED: | BY: nwdryad

Pumpkin has great customer service

Pumpkin has great customer service. When I took my cat to the vet, and submitted my claim, Pumpkin turned it around in two days. They followed up to see how my kitty was doing, which I thought was kind of them.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Mark

I had rush my dog in for emergency…

I had rush my dog in for emergency surgery for bloat which would have killed her. With pumpkin I was able to get her all the care she needed and I had peace of mind know that with the insurance she would get that coverage. I have and will continue to suggest pumpkin to anyone and everyone who has pets. Thanks
Read more on Trustpilot
Please leave a review

Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
Provider website

Get a quote today

Leave a review