Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,452

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathryn

Great Experience So Far

Recently, we found out the company we had pet insurance with did not offer a wide variety of possible hereditary conditions. While our dog is in prime health now at 10 months old, we wanted to make sure we had coverage for the "just in case" later on in his life. After researching many companies, we heard of Prudent Pet. When we called, Monica was extremely helpful. She answered all the questions I had, and you could tell she truly loves animals as well as her job! She was such a pleasure to talk to. She made sure I knew of all the coverage offered and plans, did not pressure us to sign-up, and had no problem answering the many questions I had. We decided to sign-up and so far we couldn't be happier! We are happy to be new members of the Prudent Pet family, and to have a company behind us that loves what they do and has a passion for our beloved four legged family members!
5

out of 5

POSTED: | BY: PATTI

Monica is still the best

Monica is still the best! I was having problems logging in. James (I think) fixed the problem. Monica took the initiative to call me later to follow up on the issue. She merits a promotion and a raise. Thank you for having employees like her!
5

out of 5

POSTED: | BY: Terri Jude Davis

The Customer Service is excellent!

My first experience with customer service is excellent. I am always so protective of my cats and the agent I spoke to understood my needs and my financial concerns.
5

out of 5

POSTED: | BY: Khloe

My claim for my dog was handled…

My claim for my dog was handled professionally and quickly. I received an explanation of what I was getting back and why I was getting that amount. I appreciate it. Thank you.
5

out of 5

POSTED: | BY: Weston

Monica was awesome

Monica was awesome. Knew the information accurately and quick. Pleasure to work with.

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.

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