Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,452

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Random dude

Stephanie was a great help in getting…

Stephanie was a great help in getting insurance for my puppy Korona. She answered all my questions, gave suggestions, and even laid out detailed options for insurance plans. Thank you!
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5

out of 5

POSTED: | BY: Tessa

We were very happy with the help we got…

We were very happy with the help we got from Monica
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4

out of 5

POSTED: | BY: Charles Davidson

Great Service/Summary & Receipt

Monica was great in answering all of my questions and provided high-quality service. My only request is that there is some sort of automated means to provide me with a receipt of payment as well coverage summary, post call.
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5

out of 5

POSTED: | BY: Jessie

Enrollment

Customer service was done by Monica and she was very professional and knowledgeable and made selecting the right tier for Monty a breeze.Thank you. Will be referring many more to Prudent Pet Insurance:)
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5

out of 5

POSTED: | BY: Sarina

Health Insurance for our New Puppy

This is the first time I have ever purchased pet insurance for any of our dogs, but after raising several dogs and experiencing the high costs associated with their medical care due to illnesses, I feel great relief knowing we have Prudent Pet's comprehensive coverage if and when the need arises. The sales agent, Monica, helped me to enroll our pet and she answered all my questions and made the process quick and easy.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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