Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,452

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra Neal

I spent literally days reviewing all of…

I spent literally days reviewing all of the different pet insurances available and after all that research I found that Prudent Pet offered great coverage at a very reasonable price. I also called them to ask specific questions about alternative therapies, and was pleased to find that they cover a very wide range, more than most others. The representative with whom I spoke was very personable, knowledgeable, & as I would come to find out, had a background as a vet tech, as all their reps. do.
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5

out of 5

POSTED: | BY: Chief

Great Product, Fast Reimbursement

The process was very easy. Their plan covers everything I needed, plus dental. I was able to be reimbursed within 10 days and the wellness package I added on was available for use immediately after I purchased the plan. I left another insurance provider, that was 6 dollars cheaper, for Prudent because they offered literally everything you want for your furry friend.
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5

out of 5

POSTED: | BY: Timbers mom

I'm glad I had this insurance

I'm glad I had this insurance. They processed my claims within 5 to 6 days, super fast. My 20 month old dog stopped eating, took him into the vet. They thought he had an intestinal blockage. To make a long story short he ended up having an exploratory surgury. They found nothing,but he still wasn't eating. After spending four nights at the emergency vet and losing seven pounds he started to eat. Not sure what was the cause of his issues but the insurance company processed quickly and I can now pay the credit card bill.
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5

out of 5

POSTED: | BY: Pedro

The lady who called me was really nice…

The lady who called me was really nice and very helpful.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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