Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,452

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chelsea

Monica was phenomenal at answering my…

Monica was phenomenal at answering my questions and providing the best customer service I’ve had in a long time. I will recommend anyone I can to work with her and not even for the Amazon card but because she’s that awesome!
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5

out of 5

POSTED: | BY: Kaylee

So happy with Prudent Pet

Patricia and Monica were both extremely helpful over phone and email. I underestimated how important good customer service would be when finding a pet insurance policy, but it’s great to know that in the future I’ll always be able to contact someone for help when I need it.
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5

out of 5

POSTED: | BY: S.

Very good customer service when…

Very good customer service when researching and signing up for pet insurance. Everyone I was in contact with especially Monica and Jennifer were informative and super helpful. Of course the hope and plan is not to need accident, illness or injury insurance for our beloved pet. However, if we do, fingers crossed the team at Prudent pet will be as caring, prompt and helpful as they have been at sign up. Thank you.
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5

out of 5

POSTED: | BY: Kate

Great Customer Service

Helped me with all of my questions and super nice! Awesome experience overall.
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5

out of 5

POSTED: | BY: Pamela

Excellent customer service Stephanie…

Excellent customer service Stephanie was fantastic she answered all my questions about the coverage etc she was so professional and helpful I give her 100 on her knowledge and her kindness and care I signed up immediately the coverage is amazing and the customer service is excellent, I hope I don’t have to use this but I have peace of mind if I do that prudent will be able to help with the cost
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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