Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,452

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dave McGuire

New sign up.

We just signed up with Prudent pet and Monica and Jennifer have been great to work with. So far, so good. This seems like a well run organization.
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5

out of 5

POSTED: | BY: Autumn A

Great Plans & Rates!

Just signed up! Great plans and reasonable rates too. Simple process.
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5

out of 5

POSTED: | BY: Josielyn

First time Pet Insurance

This is my first time dealing with pet insurance and I had a significant amount of questions and request and my request were made correctly without problems and left without questions. Really happy to have trudent pet insurance be my first pet insurance and extremely happy with their Rates, Payment Accomodations, and Levels of experties thank you Trudent Pet from our loved ones Muneca and Gunner!
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5

out of 5

POSTED: | BY: Elizabeth

They help me get good insurance

They help me get good insurance
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5

out of 5

POSTED: | BY: Latrice Dolly

It was with great pleasure to find an…

It was with great pleasure to find an insurance company that could provide a good amount of coverage for my dog Scoobie for a reasonable price. I love the feel of a smaller organization that has a more family orientated feel
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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