Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,456

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Moses Higgs

I am so satisfied and with prudent…

I am so satisfied and with prudent pet's silliness to look out for those like myself who cannot afford to pay out of pocket expenses for my pet. And the care that I was shown by them, Namely, Monica, made it very easy for me to put my weight behind them. I have looked for two(2)years to find insurance for my cat Lucky but could not find any. Now I have it!! So happy and relieved!! I recommend Prudent Pet Insurance to anyone who may be struggling to care for your pet. You will find so much relief!
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5

out of 5

POSTED: | BY: Georgia

Great Experience So Far!

Bethenny was super helpful when setting up my dog's insurance policy. Thank you for making that process simple to understand!
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5

out of 5

POSTED: | BY: Martha Pereira

Monica with Prudent Pet Insurance is a…

Monica with Prudent Pet Insurance is a Top Notch Agent, and explained my policy choice (Unlimited) to me very well. She is cheerful, happy and very knowledgeable. I have peace of mind knowing my precious doggie girl is covered. Thanks again Monica, and Prudent Pet Insurance, you are AWESOME!
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5

out of 5

POSTED: | BY: Richard Danchik

A great pet insurance company

They are more than competitive and price and their customer service has been great. I was called to make sure I understood everything about their policy and I’m glad I picked Pruden
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4

out of 5

POSTED: | BY: KEVIN VENABLE

Just got the insurance

Just got the insurance. Have not used it yet.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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