Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,455

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Virginia Blake

The time I spent on the phone with…

The time I spent on the phone with Peter was the best. I have been on the computer all day searching for a health insurance for my two new puppies. I have gone through so many today and filled out so much. Prudent Pet insurance company was the last one I visited and was so aggravated. But I finally found what I was looking for. Thank you very much.
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5

out of 5

POSTED: | BY: Angela

Incredibly satisfied customer!

I renewed my dog's policy and I am very pleased with the experience. Last year when I got the original policy, I spoke with Monica and she was wonderful. I was fortunate enough to work with her again this year when doing the renewal policy. I never felt like I was being pressured into anything or that not having insurance for Tommy made me an irresponsible pet mom. She was very thorough and answered all my questions. She even remembered that my dog had major surgery and asked how he is doing. Everyone I've spoken to has been super friendly and clearly love their pets as much as I do. I also wanted to thank Jenna for all her help and time when I called with some questions earlier. Thank you all so much!
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5

out of 5

POSTED: | BY: Diamond

The lady was excellent she help me…

The lady was excellent she help me answered all of the questions are needed.
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5

out of 5

POSTED: | BY: Jordan Coutu

Monica

Monica called to help me set up a plan for my 10month old Lab-Terrier mix Daisy-Mae. Monica made it very easy and stress free, which is important. She was honest and very polite! Thank you
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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