Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,456

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marielena Zuniga

Courteous and professional

Andrea was polite, courteous and knowledgeable. It was a pleasure to work with her on the phone to get the right coverage for Dazy. Last week, Peter was also extremely helpful in answering my many questions concerning your coverage. Thanks to them both for a job well done!
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5

out of 5

POSTED: | BY: Pauline Corbin

It was quick and easy for me to sign up…

It was quick and easy for me to sign up for my beloved fur baby
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5

out of 5

POSTED: | BY: joanne

I recently lost my Chloe and the…

I recently lost my Chloe and the insurance I had on Chloe made it possible for me to try everything possible to try and save her life. Sadly Chloe passed away of her illness but I want to thank Prudent Pet for giving me the chance to try and save her, they paid her hospital bills and I would recommend them as an excellent pet insurance company.
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5

out of 5

POSTED: | BY: Dawn R.

Filing a claim is so simple

Filing a claim is so simple, you upload the document and it's processed quickly. Received check in mail a few days later!!
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5

out of 5

POSTED: | BY: DENISE

Monica helped me today

Monica helped me today. She was incredibly professional and answered every question I had. I had originally called to cancelled, but when Monica explained how important coverage can be for my two purebred dogs, I not only stayed with Prudent Pet, but added a feature. I will add our new addition next month as well. Thank you!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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