Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,456

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: customer

Pleased with Prudent Pet

I have been very pleased with Prudent Pet thus far. Monica was very helpful in explaining options for our upcoming policy renewal.
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5

out of 5

POSTED: | BY: EVELYN

I have been reviewing pet insurance for…

I have been reviewing pet insurance for the past few days and my head was spinning. I called Prudent last night but I did not leave a message. Stephanie from Prudent called me this morning as she saw she had missed my call. She was very kind and answered all my questions. I feel it is important to be able to speak with a live person. Amazing customer service already! Evelyn :0)
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5

out of 5

POSTED: | BY: Josie p

Great customer service!

My rep Monica was super nice and helpful ! She made it an Easy process & let me ask as many questions as I wanted to and reassured me that I could call back for help any time. Thank you !
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5

out of 5

POSTED: | BY: Ashley Lynn

Stephanie was so kind and explained all…

Stephanie was so kind and explained all details with such great patience. She was truly wonderful!!
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5

out of 5

POSTED: | BY: CL

Very easy to review a quote and select…

Very easy to review a quote and select the option that works best compared to other sites.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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