Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,466

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Johnny Ortega

Looking for a pet insurance was a…

Looking for a pet insurance was a little bit overwhelming because the plans was a little bit pricey and out of my budget. But I had a great agent Andrea Gibson working with my budget, Andrea walk me through all the benefits of having the insurance for my toy poodle puppy. She made everything clear and I got the best plan for Paris. Thank you Andrea
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5

out of 5

POSTED: | BY: Debbie Casalie

I have yet to actually use the…

I have yet to actually use the insurance, as the policy won't actually start for a couple of weeks yet, but the sign up process with Monica was easy. She answered my questions, and explained how the policy works, what's covered, how to apply for reimbursement, so I am looking forward to using it in the near future.
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5

out of 5

POSTED: | BY: Patricia Beverly

Very smooth process

Very smooth process
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5

out of 5

POSTED: | BY: Charmaine Brooks

Extremely easy

Extremely easy! First time pet owner.
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5

out of 5

POSTED: | BY: Dylan

Monica assisted me with getting the…

Monica assisted me with getting the best plan for my dog and answered all of my questions. Great customer service and professional!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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