Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,466

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joseph Hwang

Stephanie was very kind and…

Stephanie was very kind and knowledgeable. She was patient and answered every question I had and was just amazing. Made a very complicated and possible stressful process very easy and fast.
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5

out of 5

POSTED: | BY: MD Hatch

Very friendly sign up process

I worked with Stephanie and she was awesome. I just signed up so I can only speak of the signup process. She took time to explain, wasnt rushed and very friendly.
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5

out of 5

POSTED: | BY: J Magliano

Thank you Cindy!

Cindy was wonderful! So friendly and so thorough in answering all my questions & signing up my two pups. She offered her email and direct line to stay in touch if I needed anything. Thank you Cindy!
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5

out of 5

POSTED: | BY: Tanya Banks

I worked with Stephanie

I worked with Stephanie, she was very knowledgeable, and explained everything with clarity. She also set a date and time that was convenient for me to call back to get my baby insured. AND KEPT HER WORD, THIS MEANT A LOT TO ME WITH MY BUSY SCHEDULE.
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4

out of 5

POSTED: | BY: David Parrish

Helpful

As soon as I submitted a ph # for a estimate they called me... l was a little irritated... but it was so helpful... was able to answer all my questions and was very polite... uncommon these days.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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