Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,475

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Helen

So far so good!

Stepanie Toppel made the experience of getting the insurance policy easy. She answered all my questions and when I caught the mistake of Piper's size, she took care of it immediately. Now I await official effective date and usage. If it's as easy as obtaining the policy I will be very happy.
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5

out of 5

POSTED: | BY: Taylor Newcomb

Quick and easy!

Pretty much as soon as I had an inquiry, I received a call from Cindy in sales to walk me through the process. She gave her honest recommendation, didn’t try to upsell me, and was very pleasant to work with!
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5

out of 5

POSTED: | BY: Dirk C.

I was a bit worrisome about insuring my…

I was a bit worrisome about insuring my two little girls and I needed to make a good decision. I made a great decision using Prudent Pet Insurance. Fantastic coverage and services. I now feel slot better and knowing my two are well insured. Thank you!
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5

out of 5

POSTED: | BY: genesisv Villalobos

Awesome customer service

When I first signed up, Pati walked me through what my policy covered and how insurance worked since I never had any coverage for any of my pets. She made the process so easy and I have been a customer for years due to the ease and awesome customer service
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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