5
out of 5
POSTED: | BY: Brande Spencer
Great customer service and throughly…
Great customer service and throughly answered questions
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4.8
out of 5
Number of reviews 2,475
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Michael
Issues with health insurance purchase.
Agent is very polite and marginally knowledgeable. The third party marketing is a bit of a pain. They can't seem to get it together with what, how and where to bill for the policies. There is a glitch in the internet software that causes problems with the pricing. I had to pay $61 dollars more for the policy than my contract indicated. The bill did not go through for some reason and I haven't seen the Amazon gift card I was promised. Prudent Pet Insurnce quickly acted to rectify all issues. They have remedied software and billing issues. And, I received my $50 gift card for my trouble. Dog is happily covered by Prudent. 😁
5
out of 5
POSTED: | BY: Erik
I had three separate claims at my…
I had three separate claims at my little guy's end of life. My Prudent adjuster was very helpful and compassionate. Each of my claims were settled and approved in less than two days. It was really helpful to have this part of that difficult process made so easy for me. I would highly recommend Prudent!
5
out of 5
POSTED: | BY: Kelly Sullivan
Informative and Lovely
Monica was very informative and lovely to speak with.
5
out of 5
POSTED: | BY: Barbara Bost
Monica was extremely helpful
Monica was extremely helpful. Gave me a lot of options and I picked what I hope is the best.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.